Protect yourself, Employees and Clients from high risk accidents, property damage, third-party injuries or damage claims.


A standard policy would not best suit your industry. We tailor your policy to suit your needs making sure you have appropriate cover to protect your business.

Property Owners & Landlords

Your property is subject to many risks, including structural issues and even disputes with tenants. We will cover your property to protect you from these issues.

Logistics & Distribution

Your property is subject to many risks, including structural issues and even disputes with tenants. We will cover your property to protect you from these issues.


It is essential to have the correct cover in place to protect your business. We will tailor your insurance with high quality protection to meet your company’s needs.

Wholesales & Warehousing

We cover a range of specialist commercial policies designed to protect you and your business. Take a look at what more we can offer you.

Why Plan?
Benefit from our simple and effective approach to your commercial insurance


Learning about your business’s insurance needs. Sourcing the most suitable cover. Negotiating hard on price. We are passionate about proving our worth.


Side step potential injuries, stressful inconvenience and unnecessary expense. Our straight forward risk management services yield measurable benefits.


Ultimately our true value only becomes evident when a claim occurs. Our expert services and guidance will minimise the impact of incidents on your business.


Whichever industry you work in, our expert team can put together a flexible and personalised insurance package to suit your exact needs. Find out more about some of the cover we offer to protect you against the risks that your business might encounter.

Plan Essentials

Essential protection specifically designed for SMEs. This product provides multiple vital covers in one simple, affordable policy. Find out more.

Business Interruption Insurance

If your premises were to suffer an event that results in its closure whilst repairs are made, how would this effect you financially? Business interruption policy will cover you for any loss of income you have suffered in the event of the incident. Find out more.

Commercial Combined Insurance

Commercial Combined Insurance policies cover can be shaped to your business’s needs. They are very useful product that can be used to protect various industries and business sectors. Find out more.

Contractors All Risk

Contractors all risks will protect you against any risk that is not specifically excluded by your insurance policy. This policy will give you piece of mind when carrying out your projects. Find out more.

Cyber Liability Insurance

Having a Cyber Insurance policy will shield you from electronic damages and the costs that can occur. Your exposure to Cyber Risks can range from content on your website to stored customer data. Click here to find out what exposures will be covered by a cyber-policy.

Employers Liability Insurance

Employers liability is a legal requirement when you have a business to run. This policy will cover you from any claims of negligence made by employees who suffer injury or ill health due to their work. Find out more.

Fleet Insurance

Having a motor fleet policy for your business makes your job easier by reducing driver restrictions and allowing you to regularly add or remove vehicles from your policy. Find out more.

Goods In Transit / Tools in Transit Insurance

You can purchase Goods in Transit cover as an additional add on to your policy this will protect you against loss or damage, theft or damage caused by an accident whilst in transit. Find out more.

Haulage Insurance

If you own, operate or manage an entire fleet, your business is at risk whenever your vehicles are off the road. Every second your vehicles are stationary threatens your earning potential. Find out more.

Property Owners & Landlords Insurance

Your property is subject to many risks, including structural changes and even disputes with your tenants. By purchasing a property owners insurance policy with Plan, you can make sure that you are protected against these risks. Find out more.

Motor Trade Insurance

If your business buys, sells, repairs or modifies vehicles then we can source a tailored insurance policy for you. Find out more.

Plant, Tools & Equipment Insurance

Tools are a necessity in your line of work, if they were lost or damaged would you be able to easily replace them? We can insure your tools and plant to meet your requirements making sure you can still get on with your day to day. Find out more.

Professional Indemnity Insurance

Whether a traditional or new professional, you can protect yourself, your business and your reputation by investing in professional indemnity cover. Find out more.

Public & Product Liability Insurance

Public and Products liability will protect your business against damages caused by bodily injury or property damage during your business activity. Find out more.

SME Package Insurance

Commercial Insurance is a general term that covers many different insurance types to protect your business against losses that may occur from damage to your property or injury to employees. Find out more.


Taxi & Private Hire Insurance

We have been arranging specialist insurance since 1989, and have become a one stop shop for all your taxi insurance needs. We offer exclusive rates from a panel of leading insurers, tailored to your exact needs. Find out more.

Directors & Officers Insurance

A Directors and Officers Liability policy will cover you for wrongful act in the work place such as alleged error or omission, misleading statement, neglect or breach of duty. Read more about the policy we can protect you with.


We have compiled below some commonly asked questions that explain the key features of Business Insurance, from essential elements of insurance to optional add-ons, to ensure that you and your business have the right cover.

If you have any more questions or would like a quote call our expert team, request a call back or fill in a quote form.

What is Business Insurance?

Business insurance is designed to protect companies and the people within it. If you were to face loss, damage, injury or legal action, such a policy would help protect your livelihood.

Who needs Business Insurance?

If you own a business, you will need to have an insurance policy in place. This will protect you from financial losses incurred during any projects you may be working on. These losses can occur from a client seeking compensation, damage to a property or equipment or legal expenses surrounding a dispute.

Business Insurance is suitable for people who work in a variety of professions:

  • Contractors, freelancers and sole traders
  • SMEs to multinational companies
  • Anyone who provides a service, product or advice to clients
What Business Insurance do I need?

There is a range of commercial insurance covers designed to protect different areas of your business against the risks you may face. It is a legal requirement that you have employer’s liability cover. This will protect you against claims of negligence made by employees who suffer injury or ill health due to their work.

A standard business insurance policy will usually include:

Why choose Plan Insurance Brokers for Business Insurance?

At Plan, we have created our business insurance packages to protect all aspects of your business. We will tailor your insurance policy to protect you against all risks that you may encounter.

Let us know your business needs, we will then use this information to provide a bespoke quotation at a competitive premium from our panel of industry leading insurers.

Benefits with Plan Insurance Brokers

Having the right business insurance in place with correct up to date document templates and guides can help you minimise the risk and liabilities that can take a huge hit on your company’s profits.

We can now offer our clients personalised Health and Safety documents, Risk Assessments, Method Statements and much more. These additional documents are supplied to you at no extra cost when you take out a policy with plan.

Our new package now includes Business Continuity templates that are updated annually which you can use as guidance and to track your business operations. With this, you will also receive regular notifications regarding legislation changes that are relevant to your business.

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