Protecting All Your Vehicles
Our Taxi Fleet Insurance Specialists will find you the best policy to suit your company’s needs, no matter the size or type of fleet you operate.
In addition to giving our clients exclusive access to a full suite of risk assessment and business continuity templates – for free, we offer the following add-ons as standard, while our competitors would often sell them as an optional extra:
- Public Liability
- Full Glass Cover
- Legal Cover
- Uninsured Driver Cover
We have relationships with leading fleet insurers, providing us with specialist cover exclusive to taxi fleet operators.
** Plan clients can get £50 credit towards their renewal for each friend they refer when they purchase a qualifying policy. The new client also gets £50 off their policy. Terms & conditions apply, visit this page for more details.
PLAN’S GUIDE TO TAXI FLEET INSURANCE
Below we have compiled some commonly asked questions that explain the key features of Taxi Fleet Insurance, from essential elements of insurance to optional add-ons, to ensure that you and your business have the right cover.
Taxi fleet insurance is made for operators who want to gain cover for 3 or more taxis, all under one policy.
If you own, run or manage a taxi business with three or more cars that are being used to carry paying passengers, then you could benefit from a dedicated taxi fleet policy.
A taxi fleet policy gives operators a single and flexible policy, covering a multitude of vehicles and all of your drivers.
With only one renewal date to remember, operators have less administrative duties to worry about, allowing them to focus their energy on driving their business to success.
Plan Insurance Brokers are proud to award clients over £1,000 worth of personalised Driver Handbooks, Risk Assessment documents and more for your business – for free!
You will also gain regular notifications regarding legislation changes that are relevant to your business.
A taxi fleet policy typically includes:
- 24 hour Roadside Assistance in the UK mainland.
- Cover for a fleet of 3 or more vehicles.
- No Claims Bonus starting from 1 year.
- Unlimited Windscreen replacement or repair.
- Home Start Cover.
- Optional European Cover.
- Public Liability Cover
- Employers Liability
- Up to £50 000 of legal cover.
- Plated replacement courtesy vehicles in the event of fault and non fault incidents
If you have 3 or more vehicles, then you are eligible for a taxi fleet insurance policy.
At Plan Insurance Brokers, we take the time to know customers and their businesses as well as they do.
That means that we fully understand what type and level of cover you need and can provide the best policy to suit.
We’ll also work with you through the year, ensuring your policy remains relevant and adequate. Plan can work with you and get a range of insurance quotes for your taxi fleet requirements, as well as helping you to ensure you remain on cover even where circumstances might change:
- You are taking on new drivers or have a flexible workforce throughout the year.
- Drivers rack up (or lose) points on their license.
- Vehicles are modified or replaced.
- You have a range of vehicle types to consider (for example mini buses as well as standard cars).
- You have specialist vehicles within your fleet that present non standard risks (for example, Limousines or Hummers)
This attention to detail and access to the correct insurance markets means that you are only paying for cover that you need, and not paying for cover that you don’t.
Some insurers are wary of offering cover for a fleet of electric vehicles. This is often due to the greater potential for large claims resulting from unpredictable problems surrounding the new technology.
There is also a risk of higher repair bills due to parts being more expensive or issues with the supply of them.
However, we’re pleased to report that our main insurer partner is not put off by these considerations and will offer cover for electric taxi fleet operators to support their endeavour to keep up with new regulatory requirements.