Our Taxi & Motor Trade Insurance Partners
We compare quotations on behalf of our clients from an extensive panel of leading insurer partners (many of whom are listed below.) Our strong relationships with these providers enable us to arrange tailored cover at highly competitive premiums.
We have provided brief descriptions and policy wordings for a selection of our key insurer partners across our most popular insurance product lines. Simply click on one of our relevant insurer partners in the list below to learn more about them and to find links to their policy wordings.
Please feel free to contact us if you require policy documents that are not currently provided on this page.
Your Key Taxi & Motor Trade Policy Documents
Allianz Insurance is one of the largest general insurers in the UK and part of the Allianz SE Group, one of the leading integrated financial services providers worldwide and the largest property and casualty insurer in the world.
Aviva provides around 34 million customers worldwide with insurance, savings and investment products. They are the UK’s largest insurer and one of Europe’s leading providers of life and general insurance.
AXA UK, a wholly owned subsidiary of AXA SA operates AXA Insurance and underwrites a wide range of general insurance products, mostly in the intermediated market, where they specialise in Personal and Commercial Lines. Axa are the third largest commercial insurer and the the seventh largest home insurer.
MMA became Covéa Insurance in October 2012. Covéa are one of Europe’s largest mutual insurance groups. Both MMA, Provident and Gateway Insurance are now part of this major European insurer established over 170 years ago.
- Covéa Insurance Motor Trade Road Risks Policy Wording (policies purchased on or after 1st June 2023)
- Covéa Insurance Motor Trade Road Risks Summary (policies purchased on or after 1st June 2023)
- Covéa Insurance Motor Trade Road Risks Notice to Policy Holders (policies purchased on or after 1st June 2023)
- Covéa Insurance Motor Trade Road Risks Policy Wording (policies purchased on or before 31st May 2023)
- Covéa Insurance Motor Trade Road Risks Summary (policies purchased on or before 31st May 2023)
- Covéa Insurance MotorServ Policy Wording (policies purchased on or after 1st June 2023)
- Covéa Insurance MotorServ Summary (policies purchased on or after 1st June 2023)
- Covéa Insurance MotorServ Policy Wording (policies purchased on or before 31st May 2023)
- Covéa Insurance MotorServ Summary (policies purchased on or before 31st May 2023)
Eridge Underwriting Agency Limited has recently been formed to cater for the specialist end of the Motor Insurance Market. Their personnel have significant experience in their chosen sectors and only deal with a select panel of Brokers who specialise in these sectors – ensuring protection for both client and Insurer.
As well as Motor Trade Road Risk and Taxi insurance Eridge Underwriting also manage products for higher premium Private car and Small CV’s. All products are underwritten by QIC Europe Limited.
- Eridge Motor Trade Policy Wording (policies purchased on or after 1st September 2024)
- Eridge Motor Trade Policy Wording (policies purchased on or after 1st September 2025)
- Eridge Motor Trade Policy Wording (policies purchased on or after 1st November 2025)
- Eridge Motor Trade IPID (policies purchased on or after 1st September 2024)
- Eridge Motor Trade IPID (policies purchased on or after 1st September 2025)
- Eridge Motor Trade IPID (policies purchased on or after 1st November 2025)
ERS are the UK’s largest dedicated motor insurer specialist with an A+ rating from Lloyd’s.
Specialising in complex risks that other insurers can’t write.
A range of their policy wordings, Insurance Product Information Documents (IPIDs) and other documents can be found on their website:
Backed by over 20 years of expertise, KinetiQ Underwriting is a specialist commercial motor MGA established in 2020 with a focus on providing broker-only products for the “hire and reward” market, specifically Private and Public hire Taxi and Courier drivers.
- KinetiQ Underwriting Private & Public Hire Insurance Policy Wording (policies purchased on or after 06/06/2024)
- KinetiQ Underwriting Private & Public Hire Insurance IPID (“Insurance Product Information Document” – policies issued on or after 06/06/2024)
- KinetiQ Underwriting Private & Public Hire Insurance Policy Wording (policies purchased on or after 01/07/2024)
- KinetiQ Underwriting Private & Public Hire Insurance IPID (“Insurance Product Information Document” – policies issued on or after 01/07/2024)
Lemonaid Motor Legal’s mission is to provide fast and effective claims solutions for Insurance Brokers.
UK TAXI BREAKDOWN
- Lemonaid Motor Legal UK Taxi Breakdown IPID administered by Hadleigh (policies issued on or after 01/04/2022)
- Lemonaid Motor Legal UK Taxi Breakdown Policy Wording administered by Hadleigh (policies issued on or after 01/04/2022)
UK TAXI EXCESS PROTECTION
- Lemonaid UK Taxi Excess Protection IPID administered by Hadleigh (policies issued on or after 24/11/2023)
- Lemonaid UK Taxi Excess Protection Policy Wording administered by Hadleigh (policies issued on or after 24/11/2023)
MOTOR EXCESS PROTECTION
- Lemonaid Motor Legal Motor Policy Excess IPID (policies issued on or after 01/04/2022)
- Lemonaid Motor Legal Motor Excess Protect Policy Wording (policies issued on or after 01/04/2022)
MOTOR TRADE EXCESS PROTECTION
- Lemonaid Motor Legal Motor Trade Excess Reimbursement IPID (policies issued on or after 01/04/2022)
- Lemonaid Motor Legal Motor Trade Excess Protection IPID (policies issued on or after 24/11/2023)
- Lemonaid Motor Legal Motor Trade Excess Reimbursement Policy Wording (policies on or issued after 01/04/2022)
- Lemonaid Motor Legal Motor Trade Excess Protection Policy Wording (policies on or issued after 24/11/2023)
HIRE AND REWARD REPLACEMENT VEHICLE
- Lemonaid Motor Legal Guaranteed Hire Replacement Vehicle IPID (policies issued on or after 01/04/2022)
- Lemonaid Motor Legal Guaranteed Hire Replacement Vehicle Policy Wording (policies issued on or after 01/04/2022)
MOTOR LEGAL EXPENSES
- Lemonaid Motor Legal ULR Legal Expenses Insurance Policy Wording administered by RAC (policies issued on or after 01/04/2022)
- Lemonaid Motor Legal Expenses Insurance Policy Wording administered by RAC (policies issued on or after 01/04/2022)
- Lemonaid Legal Expenses Insurance IPID administered by RAC (policies issued on or after 01/04/2022)
Q Underwriting is a robust and reliable partner for brokers and insurers. Backed by some of the world’s leading private equity firms, we write over £180m premium under delegated underwriting authority from a carefully selected group of A rated, key partner insurers.
Our dedicated team of over 200 people support a nationwide network of brokers.
DAY DRIVER
TAXI POLICY
EXECUTIVE POLICY
Tradex Insurance Company Ltd is a specialist Motor Trade, Taxi & Commercial Motor Insurance provider headquartered in London.
Trident Insurance Company Ltd is a specialist Taxi Insurance provider headquartered in England.
- Trident Taxi Insurance Policy Wording (policies purchased on or after 01/10/2022)
- Trident Taxi Insurance IPID (“Insurance Product Information Document” – policies purchased on or after 01/10/2022)
- Trident Taxi Insurance Policy Wording (policies purchased on or after 01/11/2026)
- Trident Taxi Insurance IPID (“Insurance Product Information Document” – policies purchased on or after 01/11/2026)
