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Specialist Taxi Insurance

Without your vehicles your taxi business simply cannot operate. Plan Insurance Brokers offer exclusive rates from leading insurers as well as cover that minimises the chances of you being left vehicle-less and unable to earn.

Plan, keeping your business motoring. Get a Quote >

Comparing Quotes

We deal specifically with clients who need all types of taxi insurance, arranging cover that satisfies the requirements of the Public Carriage Office (PCO) Insurance as well as licensing authorities nationwide.

Call an expert now on 0333 003 0045 or Request a Call Back

Compare with Plan

  • Over 25 years experience
  • Specialists in the field
  • Tailored insurance policies
  • Highly trained staff

 

Award Winning UK Business

Manoj Teji, Embassy Executive Cars

“Plan know what the requirements of this industry are. It takes the stress away from our drivers.”

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Taxi Insurance Questions – answered by the specialists

Who needs Taxi Insurance?

UK law requires that if you drive passengers for a living then a standard Car Insurance policy is not sufficient. There are many reasons for this – the principal one being that you have members of the public in your car who might hold you liable should something go wrong such as you have an accident.

There are many considerations to be made when looking at Taxi Insurance. We understand that your most important objective is to avoid missing a day’s pay.

Understanding the precise nature of your business is important and enlisting the help of professional Taxi or PCO Insurance Brokers can save you time and money, as well as ensuring that you are adequately covered for all risks that you may face.

For expertly sourced private hire or public hire taxi insurance from leading insurers at competitive premiums, professionally tailored by Plan Insurance Brokers call our team now on 0333 003 0045

What type of Taxi Insurance do I require?

One of the benefits of using a specialist Taxi Insurance Broker like Plan Insurance Brokers is that we can refine your hire and reward insurance to your exact needs. We can help you reduce your business’s taxi insurance costs by specifying cover that provides adequate insurance, without paying for features you may not need. Key considerations include:

  • Are you working from a rank and able to pick people up on the move or do you operate a pre-booked service?
  • Do you operate a specific vehicle purely for hire purposes that only you drive or do you also require cover for social domestic pleasure use in the vehicle and additional drivers.
  • If you run a taxi business, are all of the vehicles owned and managed by the company?

Answering these questions for us will allow us to understand the types of h & r taxi insurance cover you need and to reflect that in the cover options offered. Once your policy is with Plan you’ll be able to take comfort in the knowledge that your policy is being handled by specialists.

Self Employed London Cabbies

Much like the yellow taxi of New York the black cab is an icon of London. NYC cabbies do have to take a test on the Big Apple’s landmarks but its nothing like learning the knowledge.

If you are a self employed London Cabbie, we can arrange a Black Cab Insurance policy that provides cover for both pre-booked work and road side pickups. It also come with free breakdown cover (included as standard.)

The difference between hire & reward cover for cabbies and private hire drivers?

Private hire drivers can only accept pre booked passenger collections. Therefor they require Private Hire cover (also known as  Minicab Insurance) that does not provide cover for road side hails.

One of the many differences is that taxi drivers who take spontaneous un-booked passengers are more likely to need additional cover for a cash float and their takings that they keep in their vehicle.

Taxi Fleet Insurance

If you have a number of drivers working for you Taxi Fleet Insurance can be a cost effective way of insuring all your vehicles under one policy with only one renewal date to remember. Depending on the type of taxi fleet policy you purchase you can either insure your employed drivers to use the vehicles or offer them out to contractors on a self drive hire basis.

Additionally, a taxi fleet policy might be useful to you logistically – for example if a driver is off sick and you need another licensed driver to cover using the same vehicle at short notice.

You will also be able to include taxi insurance for minibus vehicles that you own on your policy

Taxi Company Owners

If you own a Taxi Company then you will need to make sure that both Public Liability and Employers Liability Insurance policies are arranged to protect you should a member of the public or an employee have an accident due to your negligence. At Plan with have competitive rates for taxi operator insurance.

If you run a Taxi base office  or a dispatch centre for your drivers then Contents and Premises Insurance can be arranged to protect any physical assets that you have in addition to your cars such as your phone system or computers.

We can also offer preferential hire and reward insurance rates for your drivers should you refer a significant number to us for quotations.

How can I become a taxi insurance agent for Plan?

Plan do not wholesale or offer agencies to taxi operators or brokers. To become a taxi insurance sales agent for anyone you would need to apply to be regulated by the FCA. This is expensive and time consuming. In our opinion the best alternative is to become an approved representative of Plan and receive fees for introducing drivers to us. You will still need to be registered with and approved by the FCA. However the process is not as onerous. Alternatively if you’re interested in working for Plan please visit our careers page.

Like for Like vehicle replacements

We can even arrange cover to provide like for like replacement vehicles in the event of a fault.

If you have Chauffeur Insurance and drive a luxury vehicle such as a Mercedes S Class, and it has to go in for repair you won’t have to pick up a high profile client in a less prestigious vehicle. Our 14 day guaranteed vehicle hire policy can prove incredibly valuable in these circumstances.

Keep your taxi business motoring with Plan Insurance Brokers. You can request a Call from a member of our team of Taxi Insurance Brokers and someone will get back to your shortly.

Alternatively you can call our UK based office on 0333 003 0045 or send an email with your Insurance needs.

Why Compare Taxi Insurance Companies with Plan Insurance Brokers?

Plan is a specialist Taxi Insurance Broker. We have over 25 years of experience expertly sourcing taxi insurance from leading insurers at competitive premiums and professionally tailoring them to your business needs.

Our highly trained staff are dedicated to getting to know your business as well as you do so we can fully assess all the risks you may face and create a bespoke policy to suit your needs. Many Private Hire Insurance Brokers will adopt a ‘one policy fits all’ approach. We know that each business and each driver is different and your insurance should reflect this.

The team is available to talk via email or over the phone and will keep you fully informed through everything from taking out your policy, renewing it and even managing your claim if an incident should occur.

Who is the cheapest for taxi insurance company?

The cheapest taxi insurance company will vary depending on a number of factors. How much taxi insurance costs is based on a taxi drivers: age, vehicle, post code, driving experience and many other taxi underwriting criteria. Whether you live in London or Liverpool, Bradford or Birmingham, are 21,25 or over 70 can all have a big impact on taxi insurance rates in the UK.

At Plan we prefer to speak about value rather than cheap taxi insurance. Cheap can often mean cutting corners. Cheap taxi insurance cover might not prove the best option when you come to need it. We have very cost effective taxi insurance rates and offer a range of comprehensive covers. These could save you much more money in the long run than a below average taxi policy.

Call our leading team of Taxi Insurance Brokers now on 0333 003 0045 or Click Call Me Now to speak to a member of our team for more information about how we can find the right insurance solution for you.

Keep your business motoring with Plan Insurance Brokers. Call us on 0333 003 0045.

Why is taxi insurance so expensive?

Question we are often asked include “Why is taxi insurance so expensive compared to a car insurance for personal use” or “why does taxi insurance cost so much compared to private car cover?” The main reasons are that:

Taxi and private hire drivers tend to drive far more miles than private car drivers. So the probability of them being involved in an incident is greater. Also with multiple passengers often being transported the insurance company is exposed to larger personal injury liability claims. This makes average claims costs much higher. Taxi insurance also includes cover for personal use as well as commercial purposes. Hence average taxi insurance premiums are more expensive.

Do you offer short term taxi insurance?

At Plan we only offer annual taxi insurance policies. We believe this is the most cost effective way for taxi and private hire drivers to insure their vehicles. Doing so enables drivers to build no claims bonus which can provide up to 65% of taxi cover. It also demonstrates commitment to the industry to taxi underwriters who value experience.

If you are looking for taxi insurance cover for just one month or perhaps 3 months then the following providers may be able to help:

A19 Insurance,  A Plan Insurance, DNA Insurance, J & M Insurance, Orbit Insurance,  Swintons Insurance, Westminster Insurance,  Motorcade Insurance, XYZ Insurance

They may have facilities with one of the following taxi insurance companies: AXA, Allianz, Aviva, Collingwood Insurance, Haven Insurance, LV, One Broker.

If you rent a vehicle you will often find that your taxi insurance is included with the price of hiring the vehicle. If you must have at least a 12 month lease on your taxi or private hire vehicle for Plan to be to offer cover.

Where can I get taxi insurance for young drivers?

Taxi insurance for young drivers is available but is usually very expensive. How much taxi insurance for a 21 year old will be is difficult to say as we are not able to provide cover.

We do have one insurance carrier who will offer offer insurance rates for taxi drivers aged 25 and over but without experience costs are likely to be in excess of £5,000.

Do you provide insurance for Uber drivers?

At Plan we seek to offer competitive private hire insurance rates only on an annual basis for experienced drivers with proven track records of operating successfully within the industry. We remain impartial as to how drivers source their fares beyond the above criteria.

How can I get taxi insurance with convictions?

Many taxi drivers will accrue points on their licence in the course of their profession. At Plan we are able to offer quotations to taxi and private hire drivers with points on their licence.

Taxi insurance for high risk drivers with 9 points – insurance companies are likely to charge higher premiums as they will deem you to be a higher risk and more likely to cause an incident that could lead to a potential claim.

Taxi insurance for first time drivers

Our exclusive taxi insurance scheme is only available to drivers who have held a taxi badge or private hire licence for at least 1 year. If you hold a new badge or licence obtained just over 12 months ago you will need to demonstrate other experience as a professional driver.

Do you offer taxi insurance in Northern Ireland?

Unfortunately we do not have providers that offer taxi cover in N.I. Nor can we provide policies to drivers in Jersey.

  • Who needs Taxi Insurance?

    Who needs Taxi Insurance?

    UK law requires that if you drive passengers for a living then a standard Car Insurance policy is not sufficient. There are many reasons for this – the principal one being that you have members of the public in your car who might hold you liable should something go wrong such as you have an accident.

    There are many considerations to be made when looking at Taxi Insurance. We understand that your most important objective is to avoid missing a day’s pay.

    Understanding the precise nature of your business is important and enlisting the help of professional Taxi or PCO Insurance Brokers can save you time and money, as well as ensuring that you are adequately covered for all risks that you may face.

    For expertly sourced private hire or public hire taxi insurance from leading insurers at competitive premiums, professionally tailored by Plan Insurance Brokers call our team now on 0333 003 0045

  • What type of Taxi Insurance do I require?

    What type of Taxi Insurance do I require?

    One of the benefits of using a specialist Taxi Insurance Broker like Plan Insurance Brokers is that we can refine your hire and reward insurance to your exact needs. We can help you reduce your business’s taxi insurance costs by specifying cover that provides adequate insurance, without paying for features you may not need. Key considerations include:

    • Are you working from a rank and able to pick people up on the move or do you operate a pre-booked service?
    • Do you operate a specific vehicle purely for hire purposes that only you drive or do you also require cover for social domestic pleasure use in the vehicle and additional drivers.
    • If you run a taxi business, are all of the vehicles owned and managed by the company?

    Answering these questions for us will allow us to understand the types of h & r taxi insurance cover you need and to reflect that in the cover options offered. Once your policy is with Plan you’ll be able to take comfort in the knowledge that your policy is being handled by specialists.

  • Self Employed London Cabbies

    Self Employed London Cabbies

    Much like the yellow taxi of New York the black cab is an icon of London. NYC cabbies do have to take a test on the Big Apple’s landmarks but its nothing like learning the knowledge.

    If you are a self employed London Cabbie, we can arrange a Black Cab Insurance policy that provides cover for both pre-booked work and road side pickups. It also come with free breakdown cover (included as standard.)

    The difference between hire & reward cover for cabbies and private hire drivers?

    Private hire drivers can only accept pre booked passenger collections. Therefor they require Private Hire cover (also known as  Minicab Insurance) that does not provide cover for road side hails.

    One of the many differences is that taxi drivers who take spontaneous un-booked passengers are more likely to need additional cover for a cash float and their takings that they keep in their vehicle.

  • Taxi Fleet Insurance

    Taxi Fleet Insurance

    If you have a number of drivers working for you Taxi Fleet Insurance can be a cost effective way of insuring all your vehicles under one policy with only one renewal date to remember. Depending on the type of taxi fleet policy you purchase you can either insure your employed drivers to use the vehicles or offer them out to contractors on a self drive hire basis.

    Additionally, a taxi fleet policy might be useful to you logistically – for example if a driver is off sick and you need another licensed driver to cover using the same vehicle at short notice.

    You will also be able to include taxi insurance for minibus vehicles that you own on your policy

  • Own a Taxi company or Office base

    Taxi Company Owners

    If you own a Taxi Company then you will need to make sure that both Public Liability and Employers Liability Insurance policies are arranged to protect you should a member of the public or an employee have an accident due to your negligence. At Plan with have competitive rates for taxi operator insurance.

    If you run a Taxi base office  or a dispatch centre for your drivers then Contents and Premises Insurance can be arranged to protect any physical assets that you have in addition to your cars such as your phone system or computers.

    We can also offer preferential hire and reward insurance rates for your drivers should you refer a significant number to us for quotations.

    How can I become a taxi insurance agent for Plan?

    Plan do not wholesale or offer agencies to taxi operators or brokers. To become a taxi insurance sales agent for anyone you would need to apply to be regulated by the FCA. This is expensive and time consuming. In our opinion the best alternative is to become an approved representative of Plan and receive fees for introducing drivers to us. You will still need to be registered with and approved by the FCA. However the process is not as onerous. Alternatively if you’re interested in working for Plan please visit our careers page.

  • Like for Like vehicle replacements

    Like for Like vehicle replacements

    We can even arrange cover to provide like for like replacement vehicles in the event of a fault.

    If you have Chauffeur Insurance and drive a luxury vehicle such as a Mercedes S Class, and it has to go in for repair you won’t have to pick up a high profile client in a less prestigious vehicle. Our 14 day guaranteed vehicle hire policy can prove incredibly valuable in these circumstances.

    Keep your taxi business motoring with Plan Insurance Brokers. You can request a Call from a member of our team of Taxi Insurance Brokers and someone will get back to your shortly.

    Alternatively you can call our UK based office on 0333 003 0045 or send an email with your Insurance needs.

  • Why Compare Taxi Insurance Companies with Plan Insurance Brokers?

    Why Compare Taxi Insurance Companies with Plan Insurance Brokers?

    Plan is a specialist Taxi Insurance Broker. We have over 25 years of experience expertly sourcing taxi insurance from leading insurers at competitive premiums and professionally tailoring them to your business needs.

    Our highly trained staff are dedicated to getting to know your business as well as you do so we can fully assess all the risks you may face and create a bespoke policy to suit your needs. Many Private Hire Insurance Brokers will adopt a ‘one policy fits all’ approach. We know that each business and each driver is different and your insurance should reflect this.

    The team is available to talk via email or over the phone and will keep you fully informed through everything from taking out your policy, renewing it and even managing your claim if an incident should occur.

    Who is the cheapest for taxi insurance company?

    The cheapest taxi insurance company will vary depending on a number of factors. How much taxi insurance costs is based on a taxi drivers: age, vehicle, post code, driving experience and many other taxi underwriting criteria. Whether you live in London or Liverpool, Bradford or Birmingham, are 21,25 or over 70 can all have a big impact on taxi insurance rates in the UK.

    At Plan we prefer to speak about value rather than cheap taxi insurance. Cheap can often mean cutting corners. Cheap taxi insurance cover might not prove the best option when you come to need it. We have very cost effective taxi insurance rates and offer a range of comprehensive covers. These could save you much more money in the long run than a below average taxi policy.

    Call our leading team of Taxi Insurance Brokers now on 0333 003 0045 or Click Call Me Now to speak to a member of our team for more information about how we can find the right insurance solution for you.

    Keep your business motoring with Plan Insurance Brokers. Call us on 0333 003 0045.

    Why is taxi insurance so expensive?

    Question we are often asked include “Why is taxi insurance so expensive compared to a car insurance for personal use” or “why does taxi insurance cost so much compared to private car cover?” The main reasons are that:

    Taxi and private hire drivers tend to drive far more miles than private car drivers. So the probability of them being involved in an incident is greater. Also with multiple passengers often being transported the insurance company is exposed to larger personal injury liability claims. This makes average claims costs much higher. Taxi insurance also includes cover for personal use as well as commercial purposes. Hence average taxi insurance premiums are more expensive.

    Do you offer short term taxi insurance?

    At Plan we only offer annual taxi insurance policies. We believe this is the most cost effective way for taxi and private hire drivers to insure their vehicles. Doing so enables drivers to build no claims bonus which can provide up to 65% of taxi cover. It also demonstrates commitment to the industry to taxi underwriters who value experience.

    If you are looking for taxi insurance cover for just one month or perhaps 3 months then the following providers may be able to help:

    A19 Insurance,  A Plan Insurance, DNA Insurance, J & M Insurance, Orbit Insurance,  Swintons Insurance, Westminster Insurance,  Motorcade Insurance, XYZ Insurance

    They may have facilities with one of the following taxi insurance companies: AXA, Allianz, Aviva, Collingwood Insurance, Haven Insurance, LV, One Broker.

    If you rent a vehicle you will often find that your taxi insurance is included with the price of hiring the vehicle. If you must have at least a 12 month lease on your taxi or private hire vehicle for Plan to be to offer cover.

    Where can I get taxi insurance for young drivers?

    Taxi insurance for young drivers is available but is usually very expensive. How much taxi insurance for a 21 year old will be is difficult to say as we are not able to provide cover.

    We do have one insurance carrier who will offer offer insurance rates for taxi drivers aged 25 and over but without experience costs are likely to be in excess of £5,000.

    Do you provide insurance for Uber drivers?

    At Plan we seek to offer competitive private hire insurance rates only on an annual basis for experienced drivers with proven track records of operating successfully within the industry. We remain impartial as to how drivers source their fares beyond the above criteria.

    How can I get taxi insurance with convictions?

    Many taxi drivers will accrue points on their licence in the course of their profession. At Plan we are able to offer quotations to taxi and private hire drivers with points on their licence.

    Taxi insurance for high risk drivers with 9 points – insurance companies are likely to charge higher premiums as they will deem you to be a higher risk and more likely to cause an incident that could lead to a potential claim.

    Taxi insurance for first time drivers

    Our exclusive taxi insurance scheme is only available to drivers who have held a taxi badge or private hire licence for at least 1 year. If you hold a new badge or licence obtained just over 12 months ago you will need to demonstrate other experience as a professional driver.

    Do you offer taxi insurance in Northern Ireland?

    Unfortunately we do not have providers that offer taxi cover in N.I. Nor can we provide policies to drivers in Jersey.

Optional Taxi Insurance covers for Public and Private Hire drivers

At Plan Insurance Brokers, we understand how important your vehicles are to you, so should you have the misfortune of being in an accident we will do all we can to get you back on the road as soon as possible.

Optional Cover can be arranged for:

  • 24 Hour Breakdown for Private Hire Vehicles including Homestarts and Roadside Assistance in the UK mainland
  • Optional European Cover
  • Employers Liability A legal requirement if you employ anyone in the UK, even if they are part time volunteers.
  • Cover for offices should you have any

Private Hire Insurance can be the difference between getting back to work tomorrow or having your vehicle off the road for weeks.

Call our private hire insurance team now on 0333 003 0056 to compare Private Hire Insurance quotations, or request an instant call back click here.

What does Taxi Private Hire Insurance cover?

Our Private Hire Insurance quotes will protect you, your vehicle and your passengers should anything happen whilst on the job.

As a professional driver its vital your car spends as little time off the road as possible. At Plan we provide cover options  help you avoid being without a vehicle and unable to earn.  Typically a Private Hire Insurance policy will include cover for:

  • Unlimited Windscreen repair or replacement.
  • Legal Expenses & Full Claims Management
  • Cover for the Carriage of Celebrities
  • No Claims Bonus from 1 year +
  • Multi Car Policies should you own more than one vehicle
  • Public Liability in case a customer have an accident in your vehicle.

 

Who needs Private Hire Car Insurance?

Obviously, by law, anyone who drives a motor vehicle needs insurance. Driving a private hire vehicle or taxi without insurance could result in a conviction and significant fine.

If you drive passengers for a living, standard insurers car insurance policies are not adequate and you need a specialist private hire motor insurance policy.

Private Hire Insurance is for any driver who takes private bookings to carry passengers from place to place for hire and reward. This can range from those using a low value vehicle up to prestige chauffeur enterprise.

As a private hire driver, you spend more time on the road. Statistics show this means you have a higher chance of having an accident or needing repair work done to your vehicle.

Getting the right cover in place can be difficult, but Plan Insurance Brokers is a specialist in business insurance for both private hire drivers. We have access to a wide range of PHV insurance markets. We’ll select the right private hire insurer to get the right Private Hire Insurance quote for your business.

Chauffeurs, are regarded as elite professional drivers with high value vehicles. If you are a manager of a business that employs chauffeurs, you and your drivers may have taken the time and effort to gain additional driving qualifications (for example an advanced driver certificate).

It stands to reason that this extra professionalism and dedication to bettering yourself should be recognised by an extra competitive insurance quote. Again, as specialist insurance brokers of motor risks, Plan Insurance can present your expertise to the insurers in such a way that ensures quality Private Hire Insurance cover at a competitive price.

 

Whatever your business circumstances, motor claims can be costly as well as time consuming to manage. The more your car is off the road, the less time you are making money.

Can you afford to pay for legal fees, car repairs as well as your regular expenditure without being able to work? If the answer is no, then call a member of our team on 0333 003 0056 or submit your online quote details to see how Private Hire Car Insurancecan benefit your company.

Alternatively, you can request a Call Back and one of our staff will get back to you shortly.

Why compare Private Hire Insurance quotes with Plan Insurance?

At Plan Insurance Brokers, we take the time to really get to know our clients and their business. This means that we understand the private hire insurance policy that you need as well as the appropriate levels of cover, therefore we can tailor a private hire quote to suit your needs.

Not only does this give you peace of mind that you have the right protection in place, but it can also save you money as you’re only paying cover that you need.

With over 25 years of experience and highly trained staff, we can give you the best advice and service possible. Not only will our team provide you with excellent advice but customer service too. We will keep you involved every step of the way from quotation to renewing and even managing your claim should you need to.

Call us now on 0333 003 0056 or request a Call Back by submitting your details for an online quote to see how Plan Insurance Brokers can find a personalised solution to your Taxi Private Hire Insurance needs.

Who needs Public Hire Insurance?

If you are licenced for Hackney Carriage you need Public Hire Insurance. This will cover you to ply for hire and collect passengers without a prior booking.

Of course, all UK drivers need to have Motor Vehicle Insurance. But if you drive passengers for a living then a regular insurance policy won’t suffice. You need a specialist insurance policy.

There are subtle, but important differences between professional driver types, and it pays to take advice from professionals like Plan Insurance Brokers to ensure you have the cover you need.

As a Professional Driver, you spend more time behind the wheel than the average motorist. Conversely, you’re also likely to be more experienced and skilled in difficult driving conditions.

While you’re statistically more likely to be in an accident or need repair work doing to your vehicle simply because of the amount of time you spend on the road, you’re also likely to have additional driver qualifications. All of these considerations need to be explored in order to arrive at suitable cover at the best price.

We’ll be able to gather together your needs, identify a range of potential policies and advise you so that you get the best cover at the best value.

 

Whatever your exact requirements, the more time off the road, the less time you’re picking up passengers and making money. Motor Claims can be both costly and time consuming.

If anything were to happen your vehicle, could you afford to pay for repairs, legal fees and possibly compensation as well as your usual outgoings?

The answer is likely to be no, if so, call one of our team now on 0333 003 0045 to find out how Public Hire Insurance can help you in a time of need.

Alternatively you can submit your details for an online quote here or request a Call Back and a member of staff will return your call shortly and have you on cover in no time.

Do you offer discounts for private hire and taxi insurance with cameras?

Although we do not offer a specific private hire or taxi insurance camera scheme the taxi underwriters that we deal with will offer discounts on a case by case basis.

Why compare Public Hire Insurance Quotes with Plan Insurance Brokers?

With over 25 years of insurance industry experience, a specialism in Taxi Insurance and a strong focus on staff training, Plan Insurance Brokers is well placed to handle your Public Hire Taxi Insurance needs.

Being an independent broker allows us to focus on our customers and to tailor a policy to your specific needs. Not only does this give you the peace of mind that you are adequately covered but also that you are not paying for unnecessary cover.

Our highly trained staff are available to correspond with online or from our UK office and will keep you involved through every step of your insurance policy with us from taking out the policy to renewing it. We will even manage you claim should you need to make one.

Call Plan Insurance Brokers today on 0333 003 0045 or request a Call Back to speak to one of our professional and friendly staff and discuss your Public Hire Insurance requirements.

  • Optional Taxi Insurance covers for Public and Private Hire drivers

    Optional Taxi Insurance covers for Public and Private Hire drivers

    At Plan Insurance Brokers, we understand how important your vehicles are to you, so should you have the misfortune of being in an accident we will do all we can to get you back on the road as soon as possible.

    Optional Cover can be arranged for:

    • 24 Hour Breakdown for Private Hire Vehicles including Homestarts and Roadside Assistance in the UK mainland
    • Optional European Cover
    • Employers Liability A legal requirement if you employ anyone in the UK, even if they are part time volunteers.
    • Cover for offices should you have any

    Private Hire Insurance can be the difference between getting back to work tomorrow or having your vehicle off the road for weeks.

    Call our private hire insurance team now on 0333 003 0056 to compare Private Hire Insurance quotations, or request an instant call back click here.

  • What does Taxi Private Hire Insurance cover?

    What does Taxi Private Hire Insurance cover?

    Our Private Hire Insurance quotes will protect you, your vehicle and your passengers should anything happen whilst on the job.

    As a professional driver its vital your car spends as little time off the road as possible. At Plan we provide cover options  help you avoid being without a vehicle and unable to earn.  Typically a Private Hire Insurance policy will include cover for:

    • Unlimited Windscreen repair or replacement.
    • Legal Expenses & Full Claims Management
    • Cover for the Carriage of Celebrities
    • No Claims Bonus from 1 year +
    • Multi Car Policies should you own more than one vehicle
    • Public Liability in case a customer have an accident in your vehicle.

     

  • Who needs Private Hire Car Insurance?

    Who needs Private Hire Car Insurance?

    Obviously, by law, anyone who drives a motor vehicle needs insurance. Driving a private hire vehicle or taxi without insurance could result in a conviction and significant fine.

    If you drive passengers for a living, standard insurers car insurance policies are not adequate and you need a specialist private hire motor insurance policy.

    Private Hire Insurance is for any driver who takes private bookings to carry passengers from place to place for hire and reward. This can range from those using a low value vehicle up to prestige chauffeur enterprise.

    As a private hire driver, you spend more time on the road. Statistics show this means you have a higher chance of having an accident or needing repair work done to your vehicle.

    Getting the right cover in place can be difficult, but Plan Insurance Brokers is a specialist in business insurance for both private hire drivers. We have access to a wide range of PHV insurance markets. We’ll select the right private hire insurer to get the right Private Hire Insurance quote for your business.

    Chauffeurs, are regarded as elite professional drivers with high value vehicles. If you are a manager of a business that employs chauffeurs, you and your drivers may have taken the time and effort to gain additional driving qualifications (for example an advanced driver certificate).

    It stands to reason that this extra professionalism and dedication to bettering yourself should be recognised by an extra competitive insurance quote. Again, as specialist insurance brokers of motor risks, Plan Insurance can present your expertise to the insurers in such a way that ensures quality Private Hire Insurance cover at a competitive price.

     

    Whatever your business circumstances, motor claims can be costly as well as time consuming to manage. The more your car is off the road, the less time you are making money.

    Can you afford to pay for legal fees, car repairs as well as your regular expenditure without being able to work? If the answer is no, then call a member of our team on 0333 003 0056 or submit your online quote details to see how Private Hire Car Insurancecan benefit your company.

    Alternatively, you can request a Call Back and one of our staff will get back to you shortly.

  • Why compare Private Hire Insurance quotes with Plan Insurance?

    Why compare Private Hire Insurance quotes with Plan Insurance?

    At Plan Insurance Brokers, we take the time to really get to know our clients and their business. This means that we understand the private hire insurance policy that you need as well as the appropriate levels of cover, therefore we can tailor a private hire quote to suit your needs.

    Not only does this give you peace of mind that you have the right protection in place, but it can also save you money as you’re only paying cover that you need.

    With over 25 years of experience and highly trained staff, we can give you the best advice and service possible. Not only will our team provide you with excellent advice but customer service too. We will keep you involved every step of the way from quotation to renewing and even managing your claim should you need to.

    Call us now on 0333 003 0056 or request a Call Back by submitting your details for an online quote to see how Plan Insurance Brokers can find a personalised solution to your Taxi Private Hire Insurance needs.

  • Who needs Public Hire Insurance?

    Who needs Public Hire Insurance?

    If you are licenced for Hackney Carriage you need Public Hire Insurance. This will cover you to ply for hire and collect passengers without a prior booking.

    Of course, all UK drivers need to have Motor Vehicle Insurance. But if you drive passengers for a living then a regular insurance policy won’t suffice. You need a specialist insurance policy.

    There are subtle, but important differences between professional driver types, and it pays to take advice from professionals like Plan Insurance Brokers to ensure you have the cover you need.

    As a Professional Driver, you spend more time behind the wheel than the average motorist. Conversely, you’re also likely to be more experienced and skilled in difficult driving conditions.

    While you’re statistically more likely to be in an accident or need repair work doing to your vehicle simply because of the amount of time you spend on the road, you’re also likely to have additional driver qualifications. All of these considerations need to be explored in order to arrive at suitable cover at the best price.

    We’ll be able to gather together your needs, identify a range of potential policies and advise you so that you get the best cover at the best value.

     

    Whatever your exact requirements, the more time off the road, the less time you’re picking up passengers and making money. Motor Claims can be both costly and time consuming.

    If anything were to happen your vehicle, could you afford to pay for repairs, legal fees and possibly compensation as well as your usual outgoings?

    The answer is likely to be no, if so, call one of our team now on 0333 003 0045 to find out how Public Hire Insurance can help you in a time of need.

    Alternatively you can submit your details for an online quote here or request a Call Back and a member of staff will return your call shortly and have you on cover in no time.

    Do you offer discounts for private hire and taxi insurance with cameras?

    Although we do not offer a specific private hire or taxi insurance camera scheme the taxi underwriters that we deal with will offer discounts on a case by case basis.

  • Why compare Public Hire Insurance Quotes with Plan Insurance Brokers?

    Why compare Public Hire Insurance Quotes with Plan Insurance Brokers?

    With over 25 years of insurance industry experience, a specialism in Taxi Insurance and a strong focus on staff training, Plan Insurance Brokers is well placed to handle your Public Hire Taxi Insurance needs.

    Being an independent broker allows us to focus on our customers and to tailor a policy to your specific needs. Not only does this give you the peace of mind that you are adequately covered but also that you are not paying for unnecessary cover.

    Our highly trained staff are available to correspond with online or from our UK office and will keep you involved through every step of your insurance policy with us from taking out the policy to renewing it. We will even manage you claim should you need to make one.

    Call Plan Insurance Brokers today on 0333 003 0045 or request a Call Back to speak to one of our professional and friendly staff and discuss your Public Hire Insurance requirements.

Taxi No Claims Bonus – All you need to know

How long does my taxi no claims bonus last before it runs out?

If you are not currently insured, any taxi no claims bonus earned under your last policy can usually be transferred, providing it expired within the last 2 years. The period of grace allowed may differ depending on insurer and policy type. Some insurers allow taxi no claims bonus that is up to 3 years old but with others it becomes invalid after 12 months. Some will decline to accept bonus altogether where there has been a break in cover.

If you are currently insured and you do not make any claims your taxi no claims bonus will not run out or end. You will lose some or all of your taxi no claims bonus if you make a claim. The amount you lose depends on the amount of taxi no claims bonus you have when you make a claim and what company you are insured with.

At Plan Insurance Brokers we have great deals on introductory and mirror bonus offers.

Call 0333 003 0041 now to speak to one of our insurance experts, or click Call Me Now to see how much you can save on your taxi insurance policy.

What is taxi no claims bonus?

Taxi No claims bonus (NCB) or No claims Discount (NCD) are the same thing. Taxi No claims bonus is the reward taxi insurers give their policyholders at the time of renewal for not making a claim.

At Plan Insurance Brokers we have great deals on introductory and mirror bonus offers.

Call 0333 003 0045 now to speak to one of our insurance experts, or click Call Me Now to see how much you can save on your taxi insurance

How much does my taxi no claims bonus save me?

Your renewal premium is reduced by a set percentage depending upon the number of claim free years you have had a policy. Taxi No Claims Bonus discounts vary between insurers, but usually the taxi no claims bonus scale starts at;

  • 30% for 1 year
  • 40% for 2 years
  • 50% for 3 years
  • 60% for 4 years or more

Some insurers give an extra taxi no claims bonus discount for 5 years or more claim free driving at 65%.

At Plan Insurance Brokers we have great deals on introductory and mirror bonus offers.

Call 0333 003 0045 now to speak to one of our insurance experts, or click Call Me Now to see how much you can save on your taxi insurance quotes

What’s the difference between ‘introductory discount’ and ‘no claims bonus’ on a taxi policy?

Introductory discount is a discount allowed by an individual insurer, at the time you take up your insurance. They may offer you an introductory discount equivalent of having a certain amount of no claims bonus. There are many reasons you may be allowed an introductory discount. For example if you have been a named driver on someone’s claim free policy for a number of years, but never had insurance in your own name you may be allowed a discount.

Introductory discount it is not usually transferable to another insurer at the time of your renewal. However it is hoped you will have built up some real taxi no claims bonus in the mean time.

At Plan Insurance Brokers we have great deals on introductory and mirror bonus offers.

Call 0333 003 0045 now to speak to one of our insurance experts, or click Call Me Now to see how much you can save on your taxi insurance quotations

What is a protected taxi no claims bonus?

Protected Taxi No Claims Bonus allows you to have a certain number of fault claims without losing your taxi no claims bonus discount. At Plan we can protect your taxi no claims bonus from as little as 1 year.

Though, it is important to note that if you have claim the cost of your premium can still rise even if you have taxi no claims bonus protection. This is because having had one claim, you may be assessed as a higher risk of having more claims. However you will still receive a full taxi no claims bonus discount from the slightly higher premium. So Protected taxi no claims bonus will still save you money.

To prevent your premium rising at renewal Plan Insurance Brokers will compare your current insurer’s premium against the cost of our full panel of taxi insurers.

At Plan Insurance Brokers we have great deals on introductory and mirror bonus offers on taxi policies.

Call 0333 003 0045 now to speak to one of our insurance experts, or click Call Me Now to see how much you can save on your taxi insurance quotations

How can I protect my taxi no claims bonus?

If you already have a policy with Plan simply call our friendly team and see if taxi no claims bonus protection can be added to you policy. It should be possible to protect your taxi no claims bonus from as little as 1 year. If you are keen to do so there will be a small additional premium for this extra cover.

If you are not currently insured with Plan, and would like a quote with taxi no claims bonus protection simply click Call Me Now fill in your details and we’ll be in touch to offer you a low cost quote. Make sure to specify that you would like a quote with taxi no claims bonus protection when the question comes round.

At Plan Insurance Brokers we have great deals on protected taxi no claims discount schemes.

Dial 0333 003 0045 now to speak to experienced team, or click Call Me Now to see how much you can save on your taxi insurance

  • How long does my taxi no claims bonus last before it runs out?

    How long does my taxi no claims bonus last before it runs out?

    If you are not currently insured, any taxi no claims bonus earned under your last policy can usually be transferred, providing it expired within the last 2 years. The period of grace allowed may differ depending on insurer and policy type. Some insurers allow taxi no claims bonus that is up to 3 years old but with others it becomes invalid after 12 months. Some will decline to accept bonus altogether where there has been a break in cover.

    If you are currently insured and you do not make any claims your taxi no claims bonus will not run out or end. You will lose some or all of your taxi no claims bonus if you make a claim. The amount you lose depends on the amount of taxi no claims bonus you have when you make a claim and what company you are insured with.

    At Plan Insurance Brokers we have great deals on introductory and mirror bonus offers.

    Call 0333 003 0041 now to speak to one of our insurance experts, or click Call Me Now to see how much you can save on your taxi insurance policy.

  • What is taxi no claims bonus?

    What is taxi no claims bonus?

    Taxi No claims bonus (NCB) or No claims Discount (NCD) are the same thing. Taxi No claims bonus is the reward taxi insurers give their policyholders at the time of renewal for not making a claim.

    At Plan Insurance Brokers we have great deals on introductory and mirror bonus offers.

    Call 0333 003 0045 now to speak to one of our insurance experts, or click Call Me Now to see how much you can save on your taxi insurance

  • How much does my taxi no claims bonus save me?

    How much does my taxi no claims bonus save me?

    Your renewal premium is reduced by a set percentage depending upon the number of claim free years you have had a policy. Taxi No Claims Bonus discounts vary between insurers, but usually the taxi no claims bonus scale starts at;

    • 30% for 1 year
    • 40% for 2 years
    • 50% for 3 years
    • 60% for 4 years or more

    Some insurers give an extra taxi no claims bonus discount for 5 years or more claim free driving at 65%.

    At Plan Insurance Brokers we have great deals on introductory and mirror bonus offers.

    Call 0333 003 0045 now to speak to one of our insurance experts, or click Call Me Now to see how much you can save on your taxi insurance quotes

  • What’s the difference between ‘introductory discount’ and ‘no claims bonus’ on a taxi policy?

    What’s the difference between ‘introductory discount’ and ‘no claims bonus’ on a taxi policy?

    Introductory discount is a discount allowed by an individual insurer, at the time you take up your insurance. They may offer you an introductory discount equivalent of having a certain amount of no claims bonus. There are many reasons you may be allowed an introductory discount. For example if you have been a named driver on someone’s claim free policy for a number of years, but never had insurance in your own name you may be allowed a discount.

    Introductory discount it is not usually transferable to another insurer at the time of your renewal. However it is hoped you will have built up some real taxi no claims bonus in the mean time.

    At Plan Insurance Brokers we have great deals on introductory and mirror bonus offers.

    Call 0333 003 0045 now to speak to one of our insurance experts, or click Call Me Now to see how much you can save on your taxi insurance quotations

  • What is a protected taxi no claims bonus?

    What is a protected taxi no claims bonus?

    Protected Taxi No Claims Bonus allows you to have a certain number of fault claims without losing your taxi no claims bonus discount. At Plan we can protect your taxi no claims bonus from as little as 1 year.

    Though, it is important to note that if you have claim the cost of your premium can still rise even if you have taxi no claims bonus protection. This is because having had one claim, you may be assessed as a higher risk of having more claims. However you will still receive a full taxi no claims bonus discount from the slightly higher premium. So Protected taxi no claims bonus will still save you money.

    To prevent your premium rising at renewal Plan Insurance Brokers will compare your current insurer’s premium against the cost of our full panel of taxi insurers.

    At Plan Insurance Brokers we have great deals on introductory and mirror bonus offers on taxi policies.

    Call 0333 003 0045 now to speak to one of our insurance experts, or click Call Me Now to see how much you can save on your taxi insurance quotations

  • How can I protect my taxi no claims bonus?

    How can I protect my taxi no claims bonus?

    If you already have a policy with Plan simply call our friendly team and see if taxi no claims bonus protection can be added to you policy. It should be possible to protect your taxi no claims bonus from as little as 1 year. If you are keen to do so there will be a small additional premium for this extra cover.

    If you are not currently insured with Plan, and would like a quote with taxi no claims bonus protection simply click Call Me Now fill in your details and we’ll be in touch to offer you a low cost quote. Make sure to specify that you would like a quote with taxi no claims bonus protection when the question comes round.

    At Plan Insurance Brokers we have great deals on protected taxi no claims discount schemes.

    Dial 0333 003 0045 now to speak to experienced team, or click Call Me Now to see how much you can save on your taxi insurance

Do I need to provide evidence of my taxi no claims bonus discount?

If you decide to take out a policy with us, and declare that you are entitled to taxi no claims bonus you’ll need to provide evidence of that No Claims Bonus. Most UK taxi insurers will only accept taxi no claims bonus from policies that expired within the last 2 years. This must have been earned on a private car or taxi insurance policy, on which you were the main driver.

Usually your most recent insurance renewal invitation will show the number of years taxi no claims bonus you’ve earned, the expiry date of your last insurance policy and any claims you’ve made. As long as this renewal invitation is from your insurance company, not your broker, this can act as your taxi no claims bonus proof.

However if it is a renewal notice from your broker you must contact them to request your taxi no claims bonus proof from your insurer. Please note that in the majority of cases UK insurance companies will only accept taxi no claims bonus from other UK insurers.

Please also note that you can’t use the same taxi no claims bonus on more than one policy at the same time. However some insurers will allow an introductory or mirror bonus discount on your second vehicle equivalent to that of your no claims bonus.

At Plan Insurance Brokers we have great taxi deals offering introductory and mirror bonus discounts.

Call us now on 0333 003 0043 and speak to one of our  taxi experts, or click Call Me Now to see how much you can save on your taxi insurance quotations

What can I do if I’m struggling to obtain my taxi no claims bonus proof?

If you are struggling to obtain your proof of taxi no claims bonus Plan Insurance Brokers’ team will be more than willing to assist. We can obtain telephone confirmation of your taxi no claims bonus on your behalf. In order to so we will need your policy number, and the name of your previous taxi insurers.

Phone 0333 003 0043 now to speak to our team of taxi specialists, or click Call Me Now to gain greater value on your taxi insurance premiums

Will you give me a discount as I have experience of driving a company vehicle on a taxi fleet, but do not have a taxi no claims bonus in my own name?

If you’re a company vehicle user with a claims free driving history, who is purchasing your own insurance, then you may be able to access large discounts.

However you’ll probably need a letter from your employer confirming that you were the sole user of the company vehicle, the dates you were covered under the company vehicle scheme, details of any claims which occurred during this period and whether these were settled on a fault or non fault basis.

If you don’t produce evidence of your declared no claim discount, we’ll either charge you for the additional premium required from the start date of your policy or cancel the policy.

At Plan Insurance Brokers we have great deals on introductory and mirror bonus offers.

Call 0333 003 0043 now to speak to one of our insurance experts, or click Call Me Now to see how much you can save on your taxi insurance policy

I am getting a second taxi vehicle. Can I use my taxi no claims bonus on the insurance on that vehicle as well?

Your taxi no claims bonus is limited to one vehicle. However, with Plan Insurance Brokers’ extensive panel of insurers it may be possible that your Taxi No Claims Bonus will enable us to secure an introductory discount on your second vehicle’s insurance policy that will be equivalent to your Taxi No Claims Bonus discount.

At Plan Insurance Brokers we have great deals on introductory and mirror bonus offers.

Call 0333 003 0043 now to speak to one of our experienced team, or click Call Me Now to obtain great value taxi insurance quotations

I have been a named driver on someone else’s policy. Can I get a taxi no claims bonus discount if I start a policy in my own name?

Only the policyholder benefits from building up a taxi no claims bonus discount on a policy. However we can usually arrange an introductory discount for you, equivalent to a taxi no claims bonus discount, if you have a claim free driving record.

As a named driver on a policy, if wish to benefit from an introductory discount when taking out your own taxi insurance policy you will need the proposer (or the person that administers the taxi policy on behalf of the proposer) of the policy you’ve been driving on to request that their insurer issues a schedule or letter confirming the period of time that you’ve been covered on the policy as a named driver without being involved in an incident that has gave rise to a claim.

At Plan Insurance Brokers we have great deals on introductory and mirror bonus offers.

Ring 0333 003 0043 now to speak to one of our insurance experts, or click Call Me Now and you could save on your taxi insurance policy

  • Do I need to provide evidence of my taxi no claims bonus discount?

    Do I need to provide evidence of my taxi no claims bonus discount?

    If you decide to take out a policy with us, and declare that you are entitled to taxi no claims bonus you’ll need to provide evidence of that No Claims Bonus. Most UK taxi insurers will only accept taxi no claims bonus from policies that expired within the last 2 years. This must have been earned on a private car or taxi insurance policy, on which you were the main driver.

    Usually your most recent insurance renewal invitation will show the number of years taxi no claims bonus you’ve earned, the expiry date of your last insurance policy and any claims you’ve made. As long as this renewal invitation is from your insurance company, not your broker, this can act as your taxi no claims bonus proof.

    However if it is a renewal notice from your broker you must contact them to request your taxi no claims bonus proof from your insurer. Please note that in the majority of cases UK insurance companies will only accept taxi no claims bonus from other UK insurers.

    Please also note that you can’t use the same taxi no claims bonus on more than one policy at the same time. However some insurers will allow an introductory or mirror bonus discount on your second vehicle equivalent to that of your no claims bonus.

    At Plan Insurance Brokers we have great taxi deals offering introductory and mirror bonus discounts.

    Call us now on 0333 003 0043 and speak to one of our  taxi experts, or click Call Me Now to see how much you can save on your taxi insurance quotations

  • What can I do if I’m struggling to obtain my taxi no claims bonus proof?

    What can I do if I’m struggling to obtain my taxi no claims bonus proof?

    If you are struggling to obtain your proof of taxi no claims bonus Plan Insurance Brokers’ team will be more than willing to assist. We can obtain telephone confirmation of your taxi no claims bonus on your behalf. In order to so we will need your policy number, and the name of your previous taxi insurers.

    Phone 0333 003 0043 now to speak to our team of taxi specialists, or click Call Me Now to gain greater value on your taxi insurance premiums

  • Will you give me a discount as I have experience of driving a company vehicle on a taxi fleet, but do not have a taxi no claims bonus in my own name?

    Will you give me a discount as I have experience of driving a company vehicle on a taxi fleet, but do not have a taxi no claims bonus in my own name?

    If you’re a company vehicle user with a claims free driving history, who is purchasing your own insurance, then you may be able to access large discounts.

    However you’ll probably need a letter from your employer confirming that you were the sole user of the company vehicle, the dates you were covered under the company vehicle scheme, details of any claims which occurred during this period and whether these were settled on a fault or non fault basis.

    If you don’t produce evidence of your declared no claim discount, we’ll either charge you for the additional premium required from the start date of your policy or cancel the policy.

    At Plan Insurance Brokers we have great deals on introductory and mirror bonus offers.

    Call 0333 003 0043 now to speak to one of our insurance experts, or click Call Me Now to see how much you can save on your taxi insurance policy

  • I am getting a second taxi vehicle. Can I use my taxi no claims bonus on the insurance on that vehicle as well?

    I am getting a second taxi vehicle. Can I use my taxi no claims bonus on the insurance on that vehicle as well?

    Your taxi no claims bonus is limited to one vehicle. However, with Plan Insurance Brokers’ extensive panel of insurers it may be possible that your Taxi No Claims Bonus will enable us to secure an introductory discount on your second vehicle’s insurance policy that will be equivalent to your Taxi No Claims Bonus discount.

    At Plan Insurance Brokers we have great deals on introductory and mirror bonus offers.

    Call 0333 003 0043 now to speak to one of our experienced team, or click Call Me Now to obtain great value taxi insurance quotations

  • I have been a named driver on someone else’s policy. Can I get a taxi no claims bonus discount if I start a policy in my own name?

    I have been a named driver on someone else’s policy. Can I get a taxi no claims bonus discount if I start a policy in my own name?

    Only the policyholder benefits from building up a taxi no claims bonus discount on a policy. However we can usually arrange an introductory discount for you, equivalent to a taxi no claims bonus discount, if you have a claim free driving record.

    As a named driver on a policy, if wish to benefit from an introductory discount when taking out your own taxi insurance policy you will need the proposer (or the person that administers the taxi policy on behalf of the proposer) of the policy you’ve been driving on to request that their insurer issues a schedule or letter confirming the period of time that you’ve been covered on the policy as a named driver without being involved in an incident that has gave rise to a claim.

    At Plan Insurance Brokers we have great deals on introductory and mirror bonus offers.

    Ring 0333 003 0043 now to speak to one of our insurance experts, or click Call Me Now and you could save on your taxi insurance policy

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