Optional Taxi Insurance covers for Public and Private Hire drivers
At Plan Insurance Brokers, we understand how important your vehicles are to you, so should you have the misfortune of being in an accident we will do all we can to get you back on the road as soon as possible.
Optional Cover can be arranged for:
- 24 Hour Breakdown for Private Hire Vehicles including Homestarts and Roadside Assistance in the UK mainland
- Optional European Cover
- Employers Liability A legal requirement if you employ anyone in the UK, even if they are part time volunteers.
- Cover for offices should you have any
Private Hire Insurance can be the difference between getting back to work tomorrow or having your vehicle off the road for weeks.
Call our private hire insurance team now on 0333 003 0056 to compare Private Hire Insurance quotations, or request an instant call back click here.
What does a Private Hire Insurance policy cover?
Our Private Hire Insurance quotes will protect you, your vehicle and your passengers should anything happen whilst on the job.
As a professional driver its vital your car spends as little time off the road as possible. At Plan we provide cover options help you avoid being without a vehicle and unable to earn. Typically a Private Hire Insurance policy will include cover for:
- Unlimited Windscreen repair or replacement.
- Legal Expenses & Full Claims Management
- Cover for the Carriage of Celebrities
- No Claims Bonus from 1 year +
- Multi Car Policies should you own more than one vehicle
- Public Liability in case a customer have an accident in your vehicle.
Who needs Private Hire Car Insurance?
Obviously, by law, anyone who drives a motor vehicle needs insurance. But if you drive passengers for a living, standard insurers car insurance policies are not adequate and you need a specialist private hire motor insurance policy.
Private Hire Insurance is for any driver who takes private bookings to carry passengers from place to place for hire and reward. This can range from those using a low value vehicle up to prestige chauffeur enterprise.
As a private hire driver, you spend more time on the road. Statistics show this means you have a higher chance of having an accident or needing repair work done to your vehicle.
Getting the right cover in place can be difficult, but Plan Insurance Brokers is a specialist in business insurance for both private hire drivers. We have access to a wide range of PHV insurance markets. We’ll select the right private hire insurer to get the right Private Hire Insurance quote for your business.
Chauffeurs, are regarded as elite professional drivers with high value vehicles. If you are a manager of a business that employs chauffeurs, you and your drivers may have taken the time and effort to gain additional driving qualifications (for example an advanced driver certificate).
It stands to reason that this extra professionalism and dedication to bettering yourself should be recognised by an extra competitive insurance quote. Again, as specialist insurance brokers of motor risks, Plan Insurance can present your expertise to the insurers in such a way that ensures quality Private Hire Insurance cover at a competitive price.
Whatever your business circumstances, motor claims can be costly as well as time consuming to manage. The more your car is off the road, the less time you are making money.
Can you afford to pay for legal fees, car repairs as well as your regular expenditure without being able to work? If the answer is no, then call a member of our team on 0333 003 0056 or submit your online quote details to see how Private Hire Car Insurancecan benefit your company.
Alternatively, you can request a Call Back and one of our staff will get back to you shortly.
Why compare Private Hire Insurance quotes with Plan Insurance?
At Plan Insurance Brokers, we take the time to really get to know our clients and their business. This means that we understand the private hire insurance policy that you need as well as the appropriate levels of cover, therefore we can tailor a private hire quote to suit your needs.
Not only does this give you peace of mind that you have the right protection in place, but it can also save you money as you’re only paying cover that you need.
With over 25 years of experience and highly trained staff, we can give you the best advice and service possible. Not only will our team provide you with excellent advice but customer service too. We will keep you involved every step of the way from quotation to renewing and even managing your claim should you need to.
Call us now on 0333 003 0056 or request a Call Back by submitting your details for an online quote to see how Plan Insurance Brokers can find a personalised solution to your Taxi Private Hire Insurance needs.
Who needs Public Hire Insurance?
If you are licenced for Hackney Carriage you need Public Hire Insurance. This will cover you to ply for hire and collect passengers without a prior booking.
Of course, all UK drivers need to have Motor Vehicle Insurance. But if you drive passengers for a living then a regular insurance policy won’t suffice. You need a specialist insurance policy.
There are subtle, but important differences between professional driver types, and it pays to take advice from professionals like Plan Insurance Brokers to ensure you have the cover you need.
As a Professional Driver, you spend more time behind the wheel than the average motorist. Conversely, you’re also likely to be more experienced and skilled in difficult driving conditions.
While you’re statistically more likely to be in an accident or need repair work doing to your vehicle simply because of the amount of time you spend on the road, you’re also likely to have additional driver qualifications. All of these considerations need to be explored in order to arrive at suitable cover at the best price.
We’ll be able to gather together your needs, identify a range of potential policies and advise you so that you get the best cover at the best value.
Whatever your exact requirements, the more time off the road, the less time you’re picking up passengers and making money. Motor Claims can be both costly and time consuming.
If anything were to happen your vehicle, could you afford to pay for repairs, legal fees and possibly compensation as well as your usual outgoings?
The answer is likely to be no, if so, call one of our team now on 0333 003 0045 to find out how Public Hire Insurance can help you in a time of need.
Alternatively you can submit your details for an online quote here or request a Call Back and a member of staff will return your call shortly and have you on cover in no time.
Why compare Public Hire Insurance Quotes with Plan Insurance Brokers?
With over 25 years of insurance industry experience, a specialism in Taxi Insurance and a strong focus on staff training, Plan Insurance Brokers is well placed to handle your Public Hire Taxi Insurance needs.
Being an independent broker allows us to focus on our customers and to tailor a policy to your specific needs. Not only does this give you the peace of mind that you are adequately covered but also that you are not paying for unnecessary cover.
Our highly trained staff are available to correspond with online or from our UK office and will keep you involved through every step of your insurance policy with us from taking out the policy to renewing it. We will even manage you claim should you need to make one.
Call Plan Insurance Brokers today on 0333 003 0045 or request a Call Back to speak to one of our professional and friendly staff and discuss your Public Hire Insurance requirements.