Plan Insurance Blog

Plan Insurance Launch “Black Cab Courier Insurance”

Plan Insurance Brokers can now offer Black Cab Courier insurance, allowing drivers to use their Knowledge of London to dispatch parcels around the capital, while also carrying out their normal driving duties as professional taxi drivers.

In partnership with Envoy, this new exclusive policy allows our black cab clients to dispatch parcels and packages in conjunction with their passengers hire and reward insurance.

Drivers may find this as a great way to supplement their income and use their skills to courier items around London.

What insurance does a Taxi driver need to deliver parcels?

A taxi insurance policy is a “Hire and Reward Insurance”. This type of insurance can cover the carriage of goods (for a courier driver) or passengers (for a taxi driver or a chauffeur, for example). It doesn’t automatically cover for both, though.

This is why we have teamed up with our insurer partner to create a policy offering a combined passengers and goods cover.

How to become a London Taxi Courier?

Black Cab Drivers wishing to supplement their income by delivering parcels can register with new app Envoy, that allows users to post a job to be picked up for delivery. The jobs will then be offered to London Black Taxi driver in and around London.

Drivers are able to view all available jobs on the Envoy app and can choose jobs that are within the designated area.

Envoy’s founder Danny Mitchell, who also works as a London cabbie said at the time of the  Envoy announcement:

“This concept has never been used before for the Black Taxi industry. As a London Black Taxi driver myself, I realised there was a niche in the market. With our superior knowledge of London, we could move parcels/packages important documents, luxury good, lost luggage and anything else around quicker and safer then any courier company in London.

“After research, I realised that we could also compete with their prices too but provide a much better, quicker, safer service and guaranteed delivery for the receiver.

“The user will also benefit from using the Envoy App, by choosing to post a delivery on Envoy for one of our Black Taxi’s to pick up.

“A request may be made for specific pick up or delivery time that suits them. All you have to do is fill in the delivery ticket within the app then, once a driver has accepted the job we will connect customer and driver via our smart messenger within the app. Direct contact details of both parties and delivery instructions will be provided once a job has been accepted by a driver.

“The concept came to me about 2yrs ago. I was working longer shifts to cover my money and spending more on diesel and thought there has to be another service I can provide where I can get jobs one after the other without any gaps in between to stop me wasting endless hours looking for another job and knowing that no one driving a car or van can move from one side of London to another quicker then me in my Taxi

“As a London Black Taxi Driver I realised that technology, unfortunately, has changed the job and the only way to save it is to fight fire with fire and start tapping into other industries that we as Black Taxi drivers can clearly do and do better.

“The time has come for London Taxi Drivers to pull together and move with the times, we are the best at what we do and we need to apply this with innovative ideas and available technology keeping our standards high.”

If you are a Plan Insurance Brokers customer and wish to switch your Taxi Insurance to this new Taxi & Courier cover, please call us at 0333 003 0611 or request a call-back.

If you are not currently a Plan Insurance client, call us at 0800 542 2743, request a call-back or a quote using our online form.