If flood warnings are issues and you have a high risk of heavy rain or flood damage occurring, there are factors you should consider as a motor trader with a property, or a professional driver with a base office.Worryingly it seems that terrible reports of areas severely affected by high water levels are becoming more common. Scenes of family homes, businesses and entire towns devastated by flooding are tragic for anyone impacted. If the bad weather is particularly sudden, severe or sustained there may be little you can do to limit its impact. However, it’s still advisable to plan ahead in case the weather should take a turn for the worst in your area and try to limit the impact. There are some preemptive measures you can take to help prevent or reduce damage to your motor trade or taxi business premises. We have carried out some research for our readers and identified a few key issues to be considered in order to limit the potential damage caused in the event of a flood. They might not avoid the consequences of flooding entirely, but they could help keep your business operating or reduce the potential period you’re unable to trade considerably.
Determine whether you’re at risk from flooding.Is there history of flooding at the site? Is the property located in a low lying area / a known flood plain? Is your property close to a water drainage ditch or stream? – Learn more at AtlantaWaterDamagePro.com.
Act on the risks identified.
Consider your premises layout and set-up:
- Stock equipment and valuable stock off the floor on elevated metal racking secured to the ground.
- Fuel storage tanks should be suitably anchored to limit the potential for damage or pollution under flood conditions.
- Consider replacing susceptible linings furniture, fixtures and fittings with more water resistant alternatives.
- Raise electrical points such as sockets, telephone connections, cabinets and servers to a higher place. Consider raising them to 1 metre or above expected water levels.
Evaluate emergency procedures:
- Develop or extend existing emergency plans to include actions in the event of flooding known as flood emergency response plans (FERP).
- Make up a flood kit Put together your Plan Insurance Brokers’ emergency helpline number, policy details and other useful numbers such as customers, suppliers, the local council and emergency services.
- Set up contracts and agreements with appropriate salvage, recovery and restoration organisations in the event of damage
- Subscribe to flood alert warnings such as the Environment Agency flood alert scheme
- Have an evacuation plan if you have a suitably long warning period you may want to formulate contingency plans for removing staff as well items of high value from your premises to an area unlikely to be affected by the high water. For example any car dealers with vehicle showrooms could ask employees to drive an expensive vehicle home (you should consult your insurance provider first if you’re unsure whether the vehicle is covered for an employee to drive and keep at their home address.)
- Ensure staff familiarity with flood protection devices if you have any in your premises, and ensure that staff know how to use them
- Be alert to the risk of flooding caused not only by rivers but also surface water building up and overwhelming drains following heavy spells of rainfall that could lead to localised flooding.
Upkeep – property & premises maintenance
- Consider investment in local property flood protection devices such as demountable barriers, air brick covers, non-return valves for drains and waste pipes.
- Regularly check the building structure for defects, cracks and gaps through which water could enter the premises and seal them.
- Ensure that routine inspection maintenance of drainage systems such as guttering, down pipes and drains are done at least once a year.