My Licence Protection

Income, Accident & Loss of Licence Cover

Protect your livelihood from just 49p per day with My Licence Protection

We’ve teamed up with My Licence Protection to offer this cover, designed for those who rely on the ability to drive to earn a living. The policy can cover those who lose their licence due to medical reasons, the totting up of penalty points, or a court order. It’s an essential policy for professional drivers – so make the most of our deal and get yourself covered today!

Visit our partner’s website to get covered now:


What are the benefits of “Income, Accident & Loss of Licence Cover”?

Benefit Bronze Silver Gold
Age at which members can join 21-62 21-62 21-62
Accidental Death £10,000 £10,000 £10,000
Capital Benefits
Accident, loss of limbs, etc. (paid monthly)
max. 65% annual income
up to £25,000
max. 65% annual income
up to £50,000
max. 65% annual income
up to £100,000
Monthly benefit paid
max. 65% annual income
up to £25,000
max. 65% annual income
up to £50,000
max. 65% annual income
up to £100,000
Max period for which benefit is paid
(Accident or illness)
12 months 12 months 12 months
Temporary Total Disablement
as a result of stress or back illness
max. 65% annual income max. 65% annual income max. 65% annual income
Deferment period 4 weeks from inception 5 weeks from inception 6 weeks from inception
Excess period before claim payments start None None None
Alternative Transport £5,000 £7,500 £10,000
Legal Costs
Loss of driving or hire & reward licence
£500 £500 £500
Cost per Month £15 £20 35

Who can purchase a My Licence Protection cover?

You must be aged between 21-62, have held a driving licence for a minimum of two years and have no more than eight points on your licence.

What does My Licence Protection cover?

  • Income Protection – protection for up to 65% of your occupational income up to £100,000
  • Accidental Death Benefit– a capital sum of £10,000 in the event of your accidental death
  • Alternative Transport – reimbursement for alternative transport up to £10,000 a year
  • Legal Costs – cover for up to £500 of Magistrates’ Court fees in case of a successful appeal against the suspension of a licence

Please note: Penalty points received as a result of careless, dangerous or inconsiderate driving or as a result of a drink or drug-related driving offence will not be covered.

How can I get My Licence Protection cover?

Get your Income, Accident and Loss of Licence Cover today by contacting My Licence Protection directly on or by calling them on 020 7846 1380.

Terms & Conditions:

  • Cover from as little as 49p per day depending on the level of cover chosen.
  • No hidden fees.
  • My Licence Protection is covered by the Financial Service Compensation Scheme (FSCS) and underwritten by Hiscox. Terms, conditions and exclusions apply, please visit
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