Taxi Fleet Insurance

Taxi fleet insurance is made for operators who want to gain cover for 3 or more taxis, all under one policy.

If you own, run or manage a taxi business with three or more cars that are being used to carry paying passengers, then you could benefit from a dedicated taxi fleet policy.

A taxi fleet policy gives operators a single and flexible policy, covering a multitude of vehicles and all of your drivers.

With only one renewal date to remember, operators have less administrative duties to worry about, allowing them to focus their energy on driving their business to success.

Plan Insurance Brokers are proud to award clients over £1,000 worth of personalised Driver Handbooks, Risk Assessment documents and more for your business – for free!

You will also receive regular notifications regarding legislation changes that are relevant to your business.

A taxi fleet policy can be arranged along with additional protections to provide cover for:

• 24 hour Roadside Assistance in the UK mainland.
• Cover for a fleet of 3 or more vehicles.
• No Claims Bonus starting from 1 year.
• Unlimited Windscreen replacement or repair.
• Home Start Cover.
• Optional European Cover.
• Public Liability Cover
• Employers Liability
• Up to £50 000 of motor legal cover.
• Plated replacement courtesy vehicles in the event of fault and non fault incidents

If you have 3 or more vehicles, then you are eligible for a taxi fleet insurance policy.

At Plan Insurance Brokers, we take the time to know customers and their businesses as much as possible.

That means that we fully understand what type and level of cover you need and can provide the best policy to suit those requirements.

We’ll also work with you through the year, ensuring your policy remains relevant and adequate. Plan can work with you in order to provide a range of insurance quotes for your taxi fleet, as well as helping you to ensure you remain on cover even where circumstances might change:

• You are taking on new drivers or have a flexible workforce throughout the year.
• Drivers rack up (or lose) points on their license.
• Vehicles are modified or replaced.
• You have a range of vehicle types to consider (for example mini buses as well as standard cars).
• You have specialist vehicles within your fleet that present non standard risks (for example, EVs, Limousines or Hummers)

This attention to detail and access to the correct insurance markets means that you will pay an appropriate amount for cover that you need, instead of paying over the odds for cover that you don’t require.

Some insurers are wary of offering cover for a fleet of electric vehicles. This is often due to the greater potential for large claims resulting from unpredictable problems surrounding the new technology.

There is also a risk of higher repair bills due to parts being more expensive or issues with the supply of them.

However, we’re pleased to report that our main insurer partner is not put off by these considerations and will offer cover for electric taxi fleet operators to support their endeavour to keep up with new regulatory requirements.