car dealers INSURANCE

Car dealer’s insurance is a policy specifically designed for traders selling new or used cars from their home or from a premises.

Car Dealers Insurance is essential for any business that deals with the sale or trade of vehicles. No matter whether you sell cars part time from your home, or have a large forecourt with multiple stock cars at one time, car dealer’s insurance is necessary for you.

If you sell used or brand new cars, you’re likely to have cars in stock of considerable value. Would you be able to carry on trading as usual if something were to happen to your vehicles? For example, if they were stolen, damaged or destroyed in a fire?

A bespoke car dealer’s insurance policy from Plan safeguards your business against all the potential risks it faces.

At Plan Insurance, we understand that every business is different – therefore every insurance policy should be flexible to reflect that.

We take the time to get to know your business so we can tailor a policy to suit your needs. However, a typical Car Dealers Insurance Policy will cover:

At Plan Insurance, we understand that every business is different – therefore every insurance policy should be flexible to reflect that.
We take the time to get to know your business so we can tailor a policy to suit your needs. However, a typical Car Dealers Insurance Policy will cover:

• Garage Stock Cover

For loss or damage to vehicles. Normally at trade cost as opposed to retail value.

• Road Risk or Goods in Transit

To cover you when driving vehicles to and from your premises. Be aware that Domestic and Social Driving are not usually covered on customers vehicles.

• Contents Insurance

To cover the contents of your buildings including money and furnishings.

• Public Liability Insurance

To cover you in the event of a member of the public having an accident in your work place.

• Employers Liability Insurance

EL is a legal requirement by UK law if you employ anyone within the United Kingdom even if they work on a part time or voluntary basis.

As an independent broking company, we’re dedicated to finding the right insurance policy that is tailored to our customer's needs. We aim to understand our customers business as well as we do our own, ensuring that you have the right cover for your business.

Our highly trained staff ensure our clients given the best service and advice possible. That is our promise to you.

We offer part time traders policies from many insurers. If you’re not full time in the motor trade business, the likelihood is that the risk profile will be different in the eyes of an insurer. It’s likely that you will carry fewer stock vehicles and the ones you do have will be of a lower value. Part Time Car Trade cover is often cheaper as pay for the level of cover you need, but no more.