Less Pain When You Claim
It can be a stressful time when you need to make a claim on your motor insurance. Firstly, there is the time required to report the claim. Then you may need to source a replacement vehicle.
On top of it all, you realise you have to pay a hefty motor policy excess before you can pick your vehicle up from the repair garage. This amount can be a nasty unbudgeted shock.
It’s at this exact moment when you will be glad you opted to purchase motor excess protection insurance when you arranged your cover.
Prices depend on the size of your policy excess but generally for under £80 you can protect up to a £500 excess – or make 2 claims under a policy with a £250 (this means you’re allowed to make two individual claims where the excess amount is £250 on each occasion if you’ve protected yourself up to £500.)
You will still need to pay the excess to the garage. However once paid you can immediately submit your claim for reimbursement and in a short space of time you will receive payment for the full amount of the excess you have paid.
Plan Recommend Motor Excess Protection
Motor Excess Protection won’t completely take away the stress of having an accident. However it can go a long way to making the experience much easier to manage financially.
Plan Insurance Brokers recommend Motor Excess Protection Insurance to all our commercial motor insurance clients.
Excess Protection is an optional insurance policy that protects you from any excess charges you may have to pay in the event of a claim on your motor insurance.
As a professional road user, having a contingency in place for a potentially large business overhead could be useful when formulating your financial plans.