Why compare Traders Insurance with Plan Insurance Brokers?
Whether you’re a full or part time car trader, are involved with vehicle sales, mechanical repairs, perform servicing or provide a breakdown service, we can arrange tailored cover to suit your needs.
We are independent brokers who are dedicated to finding the right insurance policy that is tailored to your company’s needs. Our highly trained team of experts are available to correspond through email and over the phone from our UK based offices.
We aim to understand your business as well as we do our own, ensuring that you have the right cover for your needs.
Get quotes for Traders Insurance now. Call a member of our team today on 0333 003 0048 or request a Call Back here.
Who needs Traders Insurance?
Traders Insurance, or Car Traders Insurance as it is sometimes known, is for anyone who deals with or handles cars as their job or as part of their business.
Whether this is moving your own stock of cars around on your forecourt or driving customers cars to and from their home and your business premises, you need the correct cover in place to protect yourself, your business, your staff and the public – not to mention the vehicles themselves.
If anything were to happen to your customers cars when in your care, whether this is theft, a fire or even if you are involved in a car accident, you could face law suits from the car owners, as well as having to pay to repair the car.
A Car Traders Insurance Policy could help cover the costs of repairing or even replacing the car, as well as any legal costs.
Plan Insurance Brokers source high quality policies for anyone in the car trade industry. The best traders insurance policy can be arranged for any size of company whether you sell cars part time from your home, or run a busy garage or MOT centre.
Request a quote Call Back online from Plan Insurance Brokers now or call our office on 0333 003 0048 for professional, friendly advice.
What cover does a Car Traders Insurance policy provide?
A Traders Insurance Policy is designed specifically for people who work as car traders or anyone operating a business trading larger or more specialist vehicles.
As a vehicle trader, you will be aware that there are specific insurance processes that you must adhere to by law and your traders policy will help you meet the demands of the motor insurance database.
If you are eligible Traders Insurance Cover can include:
- Trader Value
If the loss is of your own vehicle, the trade value cost is covered. If it is a customer vehicle then retail price can be paid out.
- Business Driving Cover only
Social domestic and recreational driving will not be covered under a Traders Policy on customer’s vehicles.
- Any employed driver aged 18-80
- Extensive optional combined Traders policy
- Wind Screen Cover is not included in a Road Risk policy
Specific Exclusions under a Traders Insurance Policy
Be aware of specific exclusions under a Traders Insurance policy. For example, some policies don’t automatically cover vehicles that are being stored on your premises. Nonetheless, Plan can also quote for any required additional covers including:
- Employers Liability
If you employ any staff in the UK, it is a legal requirements to have EL Insurance.
- Public Liability
Should a customer or member of the public injure themselves or worse when in your work place.
- Tools Cover
If a piece of equipment were to break down or be stolen preventing you from carrying out your work.
- Buildings Cover
In case any damage should occur to your property, whether this be accidental damage, fire or flood.
To discuss all cover available to you, or to compare Traders Insurance, request a Call Back from one of our highly skilled insurance advisers.
Plan has over 25 years experience in the insurance industry with a specialism in the car trade.
Alternatively you can call us directly on 0333 003 0048 to arrange the right cover for you in minutes.