Who needs Motor Trade Combined insurance?
Running a business can be time consuming and hectic, and that’s without thinking about the various types of insurance you need to carry out day to day.
A Motor Trade Combined Policy can pull together all of the different insurance types you may need into one policy.
This can be a cost effective way of insuring your company, with the added benefit of only having one renewal date to remember.
Plan Insurance Brokers are specialists in Motor Trade Insurance with years of industry experience. The team can assess the risks that your company faces and will create a bespoke policy to suit your needs.
Call Plan Insurance Brokers now on 0800 542 2742 or request a Call Back to discuss your Car Traders Combined Insurance.
What does Motor Trade Combined insurance cover?
This policy can be arranged to cover everything from Employers Liability to Buildings Premises Insurance.
However, at Plan, we understand how every business is different, and therefore every businesses’ insurance requirements are different. We can tailor a policy to reflect this.
A typical policy can be arranged to include cover for:
- Buildings, contents, money and vehicles at motor trade premises.
- Employers liability, public liability & service indemnity
- Cover for service, repair, sales, dealerships and MOT stations
- Road risk cover, goods in transit, loss or damage to tools & equipment
Other benefits of taking out a policy with Plan Insurance Brokers are:
- No requisite for a pre-quote site visit
- Instant expert assessment of your risk over the phone
- Quotes from several leading insurers with one form
- Free £50,000 legal expenses
- Complete claims management service
- Low rates & flexible payment options
Why compare insurance with Plan Insurance Brokers?
Being Motor Trade Insurance specialists, our experience has allowed us to streamline numerous risk presentation forms into one question set – meaning that we can get you on cover in minutes with as little hassle as possible.
We have a thorough knowledge of each of our insurers policies and can create a bespoke policy to suit your needs. This gives you the peace of mind that your company is fully insured, but that you’re not paying for unnecessary cover.
At Plan Insurance Brokers, we have a strong focus on customer service and our professional team will communicate keep you informed every step of the way – from taking out the policy to making a claim should you have to.
Our staff are available to contact to via email or on the phone and are able to contact at your convenience.
Why not call a member of our team today on on 0800 542 2742 or request a Call Back to discuss your insurance needs.
Do I need a Road Risk or Motor Trade Combined Policy?
If you are an individual or a company involved in the motor trade operating from premises away from your home address then it makes sense to take out a Motor Trade Combined Policy or Motor Trade Premises Policy.
A Motor Trade Combined Policy can provide you cover for a range risks including cover for:
- Any driver for your own & customers vehicles with an unlimited indemnity on the road
- Your buildings, stock, plant & machinery, portable hand tools, computer equipment, Vehicles at premises
- Business interruption
- Employers liability, public & product liability, service indemnity
- Cash in transit & at premises
- Engineering inspection
- Goods, stock and vehicles in transit
- Personal accident for proprietors and employees
- Loss of MOT license
- Wrongful conversion
- Additional business use
However if you simply want cover for vehicles whilst they are being driven and at whilst they are at your premises this can be arranged on a arranged on a Roadrisk Insurance policy with a vehicle at trade premises extension .
Road Risk only policies are designed with traders working from home in mind. If you trade from premises but have separate policies to cover your road risks, liabilities, tools and anything else you need covered in place and would prefer a road risk only policy we can arrange this for you. It is worth bearing in mind that most road risk only policies will exclude cover for vehicles within 400 meters of your trade premises. Cover can be extended on some road risk policies to include vehicles at trade premises, although it is not always as comprehensive or competitively priced as on a motor trade combined insurance policy.
If you have motor trade premises we would always recommend a Motor Trade Combined Policy. With a Motor Trade Premises Policy you will not only find it more convenient having all your cover on one policy but it can also be the most cost effective way to insure your business.
To discuss your requirements call our team on 0800 542 2742 or arrange a Call Back.