Call Me Now

Online Quote

Simply complete the details below to receive your insurance quote.

Call 0333 003 0043 Included free in call plans

cl1 cl2 cl3 cl4  cl6 cl7 cl8 cl9Zurich_Insurance_Group_logo_SMALL

Do you need to buy HGV Insurance?

 

Our professional and friendly staff have over 25 years of experience and a specialism in Commercial Motor Vehicle Insurance and are able to get the right policy for you.

  • Cover that keeps your business motoring
  • Competitive rates from leading insurers
  • Gold standard service and expert advice

 

Whether you run a business with many vehicles or are a sole trader who requires HGV Insurance for one vehicle, it is very important to ensure that you are fully covered by your insurance policy.

For a range of Heavy Goods Vehicle Insurance quotes, contact Plan Insurance Brokers now on 0333 003 0043 or request a Call Back.

Commercial Insurance Review

"Easy and straight forward with a pleasant person to deal with."

Call Me Now Get Quote

Award Winning Brokers

Who needs HGV Insurance?

If your vehicle weighs more than 3.5 tonnes then HGV Insurance is essential.

Whether you run a business with several vehicles and require HGV Fleet Insurance, or are a sole trader who requires a single HGV Insurance, its important to ensure you are correctly covered by your policy.

You must ensure that drivers using those vehicles have the relevant qualification:

  • C1 – The most basic class, covering vehicles from 3.5 to 7.5 tonnes.
  • C – Covering all vehicles from 3.5 tonnes through to a maximum of 32 tonnes.
  • C and E – Sometimes referred to as Class 1, permitting a driver to drive an articulated vehicle.

You must keep correct records for your drivers. New government practices, removing the need for a driver to have a paper counter part to their license means that you will need to access the records digitally.

No matter whether you run a business moving your own stock on the roads with HGV vehicles, or if you are a haulier business transporting other businesses stock or assets for them, its important that you have cover for the items that you are carrying.

To find out more about HGV insurance costs, call Plan Insurance Brokers now on 0333 003 0043 or request a Call Back. We’ll be glad to discuss your insurance requirements in further detail and run a personalised HGV Insurance comparison.

What does HGV Insurance include?

A typical insurance policy can be arranged to include cover for:

  • Like for like courtesy truck
    in the event of a non-fault accident
  • Legal Cover
  • Claims Management
  • UK mainland Breakdown Cover
  • Optional European Cover
  • Protected No Claims Bonus
  • HGV Cover up to 44 tonnes
    including trucks, tippers, lorries and refrigerated vehicles and vans
  • Discount for 9 years and over no claims
  • HGV Fleet Insurance
    a cost effective way of insuring 2 or more vehicles with only one policy renewal date to remember

However, at Plan Insurance Brokers we know that everyone’s Insurance needs are different and therefore everyone’s insurance should be different. Relying on a basic or general policy understanding can be dangerous.

Specialist cover to suit your business

When it comes to Heavy Goods Vehicle Insurance, the details of precisely what you or your business does can have a significant impact on your insurance policy. That’s why you need a specialist insurance broker on your side.

For example, you may carry frozen or refrigerated food. If the vehicle broke down or the refrigeration failed, you may be held liable by your client for the goods being rendered unusable.

It might be that you carry very high value goods – vehicles for sale, for example – and again your policy needs to reflect the exact nature of the risk.

Cover can also be arranged for:

  • Hauliers Liability
  • Employers Liability
    A legal requirements by UK law should you employ anyone within the UK. Even if they are volunteers or part time.
  • Public Liability
    To protect you should a member of the public have an accident at your work place.
  • Office or Base Cover
    Does your business have office premises and need contents cover?
  • Goods In Transit as well as Goods In Storage
    Does your business have Warehouses with contents that needs insuring as well as the building?

We can tailor a policy to suit your exact needs so to discuss your insurance policy and exact requirements call our team on 0333 003 0043 or request a Call Back.

Why run a HGV Insurance comparison with Plan Insurance Brokers?

Whether you need Heavy Goods Vehicle Insurance, or even HGV Fleet Insurance, we will find a policy for you.

Our highly skilled team are available to talk to online or from our UK based call centre.

With over 25 years of experience, and a full understanding of the variety of considerations and risks for HGV drivers and managers, we aim to provide the best in policy advice and customer service.

We will keep you involved with every step from taking out the policy, renewing it and even managing your claim should you need to make one.

For your personalised range of tailored insurance covers contact a member of our team on 0333 003 0043 or arrange a Call Back to find out how Plan Insurance Brokers can provide a solution for your HGV Insurance needs.

For a range of fully comprehensive HGV Insurance quotes contact Plan Insurance Brokers now on 0333 003 0043 to discuss your options further.

  • Who needs HGV Insurance?

    Who needs HGV Insurance?

    If your vehicle weighs more than 3.5 tonnes then HGV Insurance is essential.

    Whether you run a business with several vehicles and require HGV Fleet Insurance, or are a sole trader who requires a single HGV Insurance, its important to ensure you are correctly covered by your policy.

    You must ensure that drivers using those vehicles have the relevant qualification:

    • C1 – The most basic class, covering vehicles from 3.5 to 7.5 tonnes.
    • C – Covering all vehicles from 3.5 tonnes through to a maximum of 32 tonnes.
    • C and E – Sometimes referred to as Class 1, permitting a driver to drive an articulated vehicle.

    You must keep correct records for your drivers. New government practices, removing the need for a driver to have a paper counter part to their license means that you will need to access the records digitally.

    No matter whether you run a business moving your own stock on the roads with HGV vehicles, or if you are a haulier business transporting other businesses stock or assets for them, its important that you have cover for the items that you are carrying.

    To find out more about HGV insurance costs, call Plan Insurance Brokers now on 0333 003 0043 or request a Call Back. We’ll be glad to discuss your insurance requirements in further detail and run a personalised HGV Insurance comparison.

  • What does HGV Insurance include?

    What does HGV Insurance include?

    A typical insurance policy can be arranged to include cover for:

    • Like for like courtesy truck
      in the event of a non-fault accident
    • Legal Cover
    • Claims Management
    • UK mainland Breakdown Cover
    • Optional European Cover
    • Protected No Claims Bonus
    • HGV Cover up to 44 tonnes
      including trucks, tippers, lorries and refrigerated vehicles and vans
    • Discount for 9 years and over no claims
    • HGV Fleet Insurance
      a cost effective way of insuring 2 or more vehicles with only one policy renewal date to remember

    However, at Plan Insurance Brokers we know that everyone’s Insurance needs are different and therefore everyone’s insurance should be different. Relying on a basic or general policy understanding can be dangerous.

  • Tailor made cover to suit your business

    Specialist cover to suit your business

    When it comes to Heavy Goods Vehicle Insurance, the details of precisely what you or your business does can have a significant impact on your insurance policy. That’s why you need a specialist insurance broker on your side.

    For example, you may carry frozen or refrigerated food. If the vehicle broke down or the refrigeration failed, you may be held liable by your client for the goods being rendered unusable.

    It might be that you carry very high value goods – vehicles for sale, for example – and again your policy needs to reflect the exact nature of the risk.

    Cover can also be arranged for:

    • Hauliers Liability
    • Employers Liability
      A legal requirements by UK law should you employ anyone within the UK. Even if they are volunteers or part time.
    • Public Liability
      To protect you should a member of the public have an accident at your work place.
    • Office or Base Cover
      Does your business have office premises and need contents cover?
    • Goods In Transit as well as Goods In Storage
      Does your business have Warehouses with contents that needs insuring as well as the building?

    We can tailor a policy to suit your exact needs so to discuss your insurance policy and exact requirements call our team on 0333 003 0043 or request a Call Back.

  • Why run a HGV Insurance comparison with Plan Insurance Brokers?

    Why run a HGV Insurance comparison with Plan Insurance Brokers?

    Whether you need Heavy Goods Vehicle Insurance, or even HGV Fleet Insurance, we will find a policy for you.

    Our highly skilled team are available to talk to online or from our UK based call centre.

    With over 25 years of experience, and a full understanding of the variety of considerations and risks for HGV drivers and managers, we aim to provide the best in policy advice and customer service.

    We will keep you involved with every step from taking out the policy, renewing it and even managing your claim should you need to make one.

    For your personalised range of tailored insurance covers contact a member of our team on 0333 003 0043 or arrange a Call Back to find out how Plan Insurance Brokers can provide a solution for your HGV Insurance needs.

    For a range of fully comprehensive HGV Insurance quotes contact Plan Insurance Brokers now on 0333 003 0043 to discuss your options further.

to top