Call Me Now

Online Quote

Simply complete the details below to receive your insurance quote.

Call 0800 542 2742 Included free in call plans

cl1 cl2 cl3 cl4  cl6 cl7 cl8 cl9Zurich_Insurance_Group_logo_SMALL

Peace of mind for tradesmen

Defective Workmanship or Sales Indemnity insurance is usually purchased by tradesmen as an extension to a Public Liability Insurance policy. We recommend our clients seriously consider the peace of mind this cover policies can bring to your business. It is important to note how Defective Workmanship insurance actually operates as it can be a little confusing if you do not work in the insurance industry. Put simply it will provide cover for damage or injury caused as a result of your faulty workmanship but not the damage to the part which was supplied or worked on.

Defective workmanship cover in practice

As an example; You’re a vehicle repair centre and an employee carries out a simple brake pad and disc replacement on a customer’s car. However he/she fails to correctly tighten the nuts to secure the parts. The customer drives off down the road and after using the brakes a few times they fail and cause the customer to crash into a tree. In this instance a defective workmanship policy will cover the resultant damage i.e. the repairs to the vehicle. However it will not cover the cost to put right the defective work i.e. it will not pay to correctly and securely re-fit the brakes. Without this type of insurance the likely chain of events would consist of your customer claiming for the damaged car from their vehicle insurer who, after investigating the cause of the claim, would instruct their solicitors to recover their costs from you. At this point in time you hope the customer’s vehicle is not a Bentley. With a Defective Workmanship policy in hand however you can simply pass the claim to your insurers who will deal with the investigations and if legitimate, settle the third parties claim. For more information or to request a quotation for a Defective Workmanship liability policy simply call 0800 542 2742 or click Call Me Now to speak to one of our expert team.

  • "Very quick no long waiting on the phone"

    Motor Trade Insurance Review

    21 hours ago read more

  • "Second to none. polite, friendly and efficient"

    Motor Trade Insurance Review

    6 days ago read more

  • "Thay are helpfull thay get it sorted"

    Motor Trade Insurance Review

    6 days ago read more

  • "Excellent price and well explained cover easy to communicate i would recommend t (...)"

    Motor Trade Insurance Review

    1 week ago read more

  • "5 star very helpful , polit and very professional"

    Motor Trade Insurance Review

    2 weeks ago read more

  • "Excellent service always ready to advisor help you"

    Motor Trade Insurance Review

    2 weeks ago read more

  • "Perfect"

    Motor Trade Insurance Review

    3 weeks ago read more

  • "It was straight forward, friendly and informative"

    Motor Trade Insurance Review

    3 weeks ago read more

  • "Spoke to james, nice guy sorted me trade insurance in ten minutes .... nice one (...)"

    Motor Trade Insurance Review

    3 weeks ago read more

  • "Very helpful no problems at all"

    Motor Trade Insurance Review

    1 month ago read more

  • "Good customer services, cheap and cheerful but good quality insurance for my nee (...)"

    Motor Trade Insurance Review

    1 month ago read more

  • "Always seems a stupid question to ask. how can i recommend a product only two mi (...)"

    Motor Trade Insurance Review

    1 month ago read more

  • "Fast service very straight forward and professional. (...)"

    Motor Trade Insurance Review

    1 month ago read more

  • "Excellent staff and cheapest quote by far"

    Motor Trade Insurance Review

    1 month ago read more

  • "Very helpful very friendly and a very quick service i was taking through the quo (...)"

    Motor Trade Insurance Review

    1 month ago read more

  • "Great and very attentive fast renewal"

    Motor Trade Insurance Review

    1 month ago read more

  • "100%"

    Motor Trade Insurance Review

    1 month ago read more

  • "Great service, polite and easy to understand."

    Motor Trade Insurance Review

    1 month ago read more

  • "Top sevice"

    Motor Trade Insurance Review

    2 months ago read more

  • "I have had insurance through yourselves now for a few years, reegan to whom ive (...)"

    Motor Trade Insurance Review

    2 months ago read more

  • "Excellent service"

    Motor Trade Insurance Review

    2 months ago read more

  • "Great service every year"

    Motor Trade Insurance Review

    5 days ago read more

  • "Fast helpful service , truthful always get me best deal been with them over 5 ye (...)"

    Motor Trade Insurance Review

    6 days ago read more

  • "Always helpful, answer their phones,competitive trade prices,pleasant people to (...)"

    Motor Trade Insurance Review

    7 days ago read more

  • "Very good service"

    Motor Trade Insurance Review

    1 week ago read more

  • "This is my second year insuring my van with plan insurance, and not only did the (...)"

    Motor Trade Insurance Review

    1 week ago read more

  • "They handled everything very well"

    Motor Trade Insurance Review

    2 weeks ago read more

  • "Very good.used them for six years now."

    Motor Trade Insurance Review

    1 month ago read more

  • "Good understanding"

    Motor Trade Insurance Review

    1 month ago read more

  • "I had difficulty contacting them and even more difficulties understanding the ph (...)"

    Motor Trade Insurance Review

    1 month ago read more

  • "Excellent throughout"

    Motor Trade Insurance Review

    1 month ago read more

  • "Excellent"

    Motor Trade Insurance Review

    1 month ago read more

  • "Helpful staff, easy renewal over phone.would recommend. (...)"

    Motor Trade Insurance Review

    2 months ago read more

  • "Used plan for a couple of years now no hassle go out there way to help you out a (...)"

    Motor Trade Insurance Review

    2 months ago read more

feefo logo

Plan Insurance Brokers: Rated 4.7/5 based on 1226 customer reviews in the last 12 months.

See our reviews here

Harry Charles, Spraytech Managing Director

"I've been using Plan Insurance Brokers for about 10 years - the service is fantastic, the people that work there are brilliant"

Watch Video Get Quote

Award Winning Brokers

Plan Insurance Brokers - Car Dealer Power Awards Winner 2016 Plan Insurance Brokers - Family Business Award Winner 2016 Plan Insurance Brokers - Insurance Times Tech and Innovation Awards Finalist 2016
to top