Call Me Now

Online Quote

Simply complete the details below to receive your insurance quote.

Call 0800 542 2742 Included free in call plans

cl1 cl2 cl3 cl4  cl6 cl7 cl8 cl9Zurich_Insurance_Group_logo_SMALL

Peace of mind for tradesmen

Defective Workmanship or Sales Indemnity insurance is usually purchased by tradesmen as an extension to a Public Liability Insurance policy. We recommend our clients seriously consider the peace of mind this cover policies can bring to your business. It is important to note how Defective Workmanship insurance actually operates as it can be a little confusing if you do not work in the insurance industry. Put simply it will provide cover for damage or injury caused as a result of your faulty workmanship but not the damage to the part which was supplied or worked on.

Defective workmanship cover in practice

As an example; You’re a vehicle repair centre and an employee carries out a simple brake pad and disc replacement on a customer’s car. However he/she fails to correctly tighten the nuts to secure the parts. The customer drives off down the road and after using the brakes a few times they fail and cause the customer to crash into a tree. In this instance a defective workmanship policy will cover the resultant damage i.e. the repairs to the vehicle. However it will not cover the cost to put right the defective work i.e. it will not pay to correctly and securely re-fit the brakes. Without this type of insurance the likely chain of events would consist of your customer claiming for the damaged car from their vehicle insurer who, after investigating the cause of the claim, would instruct their solicitors to recover their costs from you. At this point in time you hope the customer’s vehicle is not a Bentley. With a Defective Workmanship policy in hand however you can simply pass the claim to your insurers who will deal with the investigations and if legitimate, settle the third parties claim. For more information or to request a quotation for a Defective Workmanship liability policy simply call 0800 542 2742 or click Call Me Now to speak to one of our expert team.

  • "Kept in touch with renewal details and acted quickly when put into operation (...)"

    Motor Trade Insurance Review

    2 days ago read more

  • "Under cut every one else, no bull just straight talking, and do every thing poss (...)"

    Motor Trade Insurance Review

    7 days ago read more

  • "Very good"

    Motor Trade Insurance Review

    1 week ago read more

  • "Straight forward renewal, easy to talk to."

    Motor Trade Insurance Review

    2 weeks ago read more

  • "Reece dealt with my concerns and gave me excellent service from start to finish (...)"

    Motor Trade Insurance Review

    2 weeks ago read more

  • "Thay did very think right"

    Motor Trade Insurance Review

    2 weeks ago read more

  • "Excellent"

    Motor Trade Insurance Review

    4 weeks ago read more

  • "👍"

    Motor Trade Insurance Review

    4 weeks ago read more

  • "Plan are my go to broker and have always offered good advice and value for money (...)"

    Motor Trade Insurance Review

    4 weeks ago read more

  • "Efficient and easy to deal with as they have been for the last 17 years or more (...)"

    Motor Trade Insurance Review

    1 month ago read more

  • "More than helpful. very happy"

    Motor Trade Insurance Review

    1 month ago read more

  • "Good telephone manner. all well explained"

    Motor Trade Insurance Review

    1 month ago read more

  • "Not full paper work all together"

    Motor Trade Insurance Review

    1 month ago read more

  • "Great service the best"

    Motor Trade Insurance Review

    1 month ago read more

  • "Due to change in level of work services i was, seriously, considering letting my (...)"

    Motor Trade Insurance Review

    1 month ago read more

  • "Very well explained and very helpful, and real good value for money (...)"

    Motor Trade Insurance Review

    2 months ago read more

  • "Friendly staff"

    Motor Trade Insurance Review

    2 months ago read more

  • "Good service but when i ring and level for call back don’t get one and have to (...)"

    Motor Trade Insurance Review

    2 months ago read more

  • "Called back when they said they would, nothing was too much trouble.
    very p (...)"

    Motor Trade Insurance Review

    2 months ago read more

  • "The staff were operative si generous."

    Motor Trade Insurance Review

    2 months ago read more

  • "Great price. ben was very professional and patient,he answered my many questions (...)"

    Motor Trade Insurance Review

    2 months ago read more

  • "Great help and good price"

    Motor Trade Insurance Review

    2 months ago read more

  • "This is a very helpful company no issues had with these in the 3 years being wit (...)"

    Motor Trade Insurance Review

    2 months ago read more

  • "Service is very good,all the staff care and do there job well (...)"

    Motor Trade Insurance Review

    2 months ago read more

  • "This is my 2nd year. i am pleased with their willingness to help (...)"

    Motor Trade Insurance Review

    2 months ago read more

  • "First rate, been with them a few years now , always great service, (...)"

    Motor Trade Insurance Review

    1 week ago read more

  • "Good and expert"

    Motor Trade Insurance Review

    1 month ago read more

  • "Great service....great price"

    Motor Trade Insurance Review

    2 months ago read more

feefo logo

Plan Insurance Brokers: Rated 4.8/5 based on 1199 customer reviews in the last 12 months.

See our reviews here

Harry Charles, Spraytech Managing Director

"I've been using Plan Insurance Brokers for about 10 years - the service is fantastic, the people that work there are brilliant"

Watch Video Get Quote

Award Winning Brokers

Plan Insurance Brokers - Car Dealer Power Awards Winner 2016 Plan Insurance Brokers - Family Business Award Winner 2016 Plan Insurance Brokers - Insurance Times Tech and Innovation Awards Finalist 2016
to top