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Buyer’s Guide to Chauffeur Insurance – What do I need to consider?

As a chauffeur driver you may need a policy that provides protection over and above standard policies that merely offer cover for carrying passengers for the purposes of “hire and reward.” Depending on the type of clients in your book of business, you might need to consider taking out Cover for Carrying Celebrities – to make sure that your high net worth and high profile clientele are fully protected.

You might think that this would come as standard in a Chauffeur Insurance Policy, however you should specifically check that it is included with your policy.

We can help you do that here at Plan, so that you are satisfied in the knowledge that should you get a new celebrity client or are continuing on an old one, the right insurance is put in place for the both of you.


What type of cover is available?

The options for Chauffeur Insurance policies are extensive, and can be tailored to you.

As well as your Chauffeur Insurance Policy cover can be arranged for:

  • Public Liability Cover
    in the event of a client or member of the public having an accident in your vehicle or place of work
  • Employers Liability
    if you employ any staff, this is necessary by UK law, even if they are only part time volunteers
  • Cover for carriage of celebrities
  • “Like for like” guaranteed replacement hire vehicle in fault & non fault accidents
    so your Mercedes S class isn’t replaced with a Ford Mondeo
  • Nationwide breakdown cover including home-start available


Further benefits of taking out a policy with Plan are;

  • Protected No Claims Bonus from 1 year
  • Free legal expenses
  • Complete accident management cover
  • Unlimited vehicle glass cover
  • 50% second vehicle discount


The majority of these benefits come as standard and could prove invaluable assistance should the unexpected occur.


If you would like to see how you can get quality, expert advice for your Chauffeur Insurance, call one of our advisers on 0333 003 0054.

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