We regularly pose the question of chauffeur drivers – ‘Does your insurance policy cover Carrying Celebrities?’
Often they are under the impression that they are covered for the carrying celebrities. Some drivers assume that as they are chauffeurs their chauffeur insurance policy will have been tailored to meet their exact business’ needs.
Therefore they think they are automatically be covered for the carrying celebrities. Yet carrying high profile passengers and V.I.P’s is not a standard policy inclusion on many other policies.
When taking out your chauffeur insurance or private hire insurance policy you need to specifically request cover for the carrying celebrities.
Certain high profile insurers in the market advise their brokers that they will not entertain the carriage of celebrities. However they do not actually exclude them in their policy or by endorsement. They merely rely on the Broker to police this.
What will happen if I have a claim whilst Carrying Celebrities?
So if you have a claim on one of these insurer’s policies you’ll be ok in the short term. They would be obligated to cover the claim costs. Though they may decline to renew your policy. There will also be an investigation as to how the risk came to be placed on cover. They will research whether the nature of the passengers being carried was disclosed at inception. They won’t have any grounds to reject your claim. However you could experience unnecessary delays and hassle.
So we think you’ll agree its best to be clear on the subject of cover for the carrying celebrities from the outset. At Chauffeur Plan our chauffeur and private hire policies cover drivers to carry celebrity passengers. Our policy also comes with an extensive list of additional covers.
Our intention is to provide quality cover meet the exact needs of chauffeur drivers.
*NB – Since this post date we have undergone a re-brand. The various sub-brand departments that were within Plan Insurance such as Taxi Plan, Commercial Plan, Trade plan etc. were brought together under the one name of Plan Insurance Brokers in July 2015. Read more about our re-brand here.
Plan Insurance Brokers have 25 years experience specialising in chauffeur and private hire insurance cover. You can read more about Plan in our about us section in the footer below.