FAQ: Significant Exclusions of Taxi Insurance

Taxi Insurance

Questions

What will a Taxi Insurance policy not cover me for compared to a Private car policy?
Will a Comprehensive Taxi Insurance policy provide me with a courtesy car in the event of a fault accident?
What are the most commmon circumstances in which I might might I invalidate my insurance?

Answers

What will a Taxi Insurance policy not cover me for compared to a Private car policy?

Unlike a private car insurance policy it is very important to remember that no taxi insurance policy will include cover for driving of others cars (DOC extension).

Will a Comprehensive Taxi Insurance policy provide me with a courtesy car in the event of a fault accident?

Comprehensive cover on your taxi insurance policy does not provide a courtesy car in the event of an ‘at fault’ Incident / Claim / Fire or Theft. This cover can be purchased separately. Please ask your call handler for details.

What are the most commmon circumstances in which I might invalidate the cover provided by my taxi insurance policy?

All Driver(s) & Vehicle(s) MUST be badged and plated by the local council / PCO(Public Carriage Office) and abide by the terms and conditions set down by them. Failure to do so is one way in which you may invalidate your taxi insurance.

Vehicles not owned & registered to the Insured/Proposer (eg. Rented) will be excluded from cover on the taxi insurance policy.

No cover is provided for loss or damage to your vehicle(s) if the vehicle(s) is unoccupied and the ignition key is in or on your vehicle.

These are just three of the most significant and commmon circumstances in which you might invalidate your taxi insurance. For a full list of exclusions please consult your policy booklet.