Mar
21

Secure Your Commercial Buildings

For most small businesses, their commercial buildings are busy environments and can involve a set of risks quite different to those you might encounter at home. Commercial building risks are unique and diverse – they are distinct from many other general business risks, and rarely covered in general business insurance products. Commercial buildings insurance policies… Continue reading »

Mar
16

Hotel Insurance

Hotel insurance is essential protection for B&B’s, hotels and a range of other establishments offering rooms for the night. As you work hard to give your customers an enjoyable stay, it can be all too easy to forget about some of the risks related to the hotel industry. Hotels receive thousands of visitors each year, and… Continue reading »

Mar
06

Public Liability Insurance a must for Pubs

Managing all the different aspects involved with running a pub can be very difficult.  In a busy environment the risk associated can be extremely high.   What you are responsible for as a licensee of a public house may differ, depending upon whether you are leasing the premises from a brewery, agency or private proprietor or… Continue reading »

Feb
25

Insure Your Pub

Running a pub or restaurant presents its own set of challenges. As experienced publicans are only too well aware, anything can happen in a pub.   There is unfortunately always an element of risk especially where alcohol is concerned. Tempers can flare which may result in individuals being removed from the premises by management or… Continue reading »

Jan
24

Struggling Pubs Plea for Tax-Break

The Government has been criticised for failing to come to the aide of the Pub industry.  Figures reveal that over 1,000 “community” pubs have closed in just two years. Often a vital part of any neighbourhood the traditional pub has played a central role in forging community spirit and bringing a sense of togetherness in our cities, towns and villages over a number of centuries.… Continue reading »

Dec
22

Review Your Insurance Coverage Now

In the light of the looting and riots that afflicted London, and other cities across England this year, businesses and home owners should review their insurance coverage. It is important for people to contact their insurer to check what they are covered for. Home insurance should cover people for fire, looting or damage caused. Many… Continue reading »

Dec
22

Restaurant and Pub Insurance – Is it necessary?

 People need insurance for a variety of reasons. In some cases insurance is required by law. However, there are policies that, though not mandatory to have, do give you necessary protections should you suffer a financial loss. And when you do have an insurance policy, there are certain rights and protections you have under UK law.… Continue reading »

Dec
20

Christmas Preparations for Your Pub

The festive period is the busiest time of the year for pub landlords. People are often out celebrating with their friends and families and workers will be visiting their local pubs, restaurants or bars for their Christmas parties. Christmas, in many people’s eyes, is all about having a good time, and lots of people tend… Continue reading »

Dec
09

Is Your Pub Protected?

Due to the fact that in the UK there are approximately 54,000 pubs, a very popular insurance plan is pub insurance. What could go wrong in a Pub? In short, anything and everything! Damage to your assets could incur following fire, vandalism, flooding and many more. This could go hand in hand with Business Interruption… Continue reading »